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Transfer of Equity in Whittlesey

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Whittlesey

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Whittlesey clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Whittlesey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 29/11/16

Whittlesey's nearest airport is Cambridge City Airport. The closest train station to Whittlesey is Whittlesea.

Peterborough District is a relatively close hospital.

Q.

On the purchase of a £651,000 property, what will be the fees? I need to find fixed rate conveyancing.

A.

This topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors promote supposedly 'the cheapest conveyancing', however additional fees are often hiding in the terms and conditions. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should, in addition, define applicable disbursements.

Q.

Which local authority looks after Whittlesey?

A.

Whittlesey is located in Peterborough City Council, Town Hall, Bridge Street, Peterborough, PE1 1PJ, Call: 01733 747 474

Q.

How frequent is gazumping?

A.

This happens when a home owner accepts the first purchaser's offer and later dismisses it. Instead, they then go for another buyer's offer. There is almost always a chance of gazumping. Consider instructing your solicitor as soon as possible to reduce the chance of your offer being gazumped.

Q.

Is it advisable that we get a chancel search? We are buying close by a vicarage in Whittlesey.

The result of Aston Cantlow (PCC) v Wallbank confirmed that chancel repair liability could be enforced. Indemnity policies can be arranged if chancel liability is likely to be enforced. A conveyancing lawyer will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Whittlesey church properties include St Andrew and St Mary.

Q.

Please address how to hold off paying HMRC stamp duty?

A.

SDLT is usually payable for purchases priced at over 125,000 pounds. Homeward Legal strongly advise against any stamp duty mitigation. These schemes are highly expensive and HMRC may challenge a scheme up to six years later. There have been a number of official schemes, however, such as relief for buyers in 'disadvantaged areas', and your solicitor will advise if these may apply.

Q.

In about 6 weeks we are expecting to be moving from our detached house near Whittlesey into a new property in Waterbeach . What is the right point to book a home removal company?

A.

Most solicitors tend to advise that you delay organising removals until such time as exchange of contracts because an absolute date will not have been accepted by both parties. Speak to 1st Movers, 14 High Causeway, Whittlesey, Peterborough, PE7 1AE Phone: 01733 688211 or Whittlesey Removals, West End, Whittlesey, Peterborough, PE7 1HR Tel: 01733 208495.

Q.

Do we need to get a survey?

A.

It is strongly advised that Whittlesey buyers arrange a building survey. It is a fact that there are many defects that can negatively affect a property, for example cracks around door frames or chimney defects. These will not be reported on by a solicitor.

Q.

Are there any lenders with Whittlesey offices?

A.

Most lenders in Whittlesey are on our Whittlesey solicitors' panel. Lenders and mortgage specialists in Whittlesey include Mortgage Broker (Peterborough) Ltd, 5 Sandpiper Close, Whittlesey, Peterborough, PE7 1EA.

 
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