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Conveyancing in Whittlesey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/07/17

Whittlesey's nearest airport is Cambridge City Airport. The closest train station to Whittlesey is Whittlesea.

Peterborough District is a relatively close hospital.

Q.

On the purchase of a £651,000 property, what will be the fees? I need to find fixed rate conveyancing.

A.

This topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors promote supposedly 'the cheapest conveyancing', however additional fees are often hiding in the terms and conditions. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should, in addition, define applicable disbursements.

Q.

Do we need to get a survey?

A.

It is strongly advised that Whittlesey buyers arrange a building survey. It is a fact that there are many defects that can negatively affect a property, for example cracks around door frames or chimney defects. These will not be reported on by a solicitor.

Q.

Is it advisable that we get a chancel search? We are buying close by a vicarage in Whittlesey.

A.

The result of Aston Cantlow (PCC) v Wallbank confirmed that chancel repair liability could be enforced. Indemnity policies can be arranged if chancel liability is likely to be enforced. A conveyancing lawyer will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Whittlesey church properties include St Andrew and St Mary.

Q.

What actual property conveyancing searches should a property lawyer in Whittlesey order when instructed on a Whittlesey building?

A.

The conventional procedure is to get Local Authority Search, Drainage and Water Search (CON29DW or

personal) and Environmental and, depending on certain criteria, unique particular such as Commons Registration (CON290).

Q.

What does a Whittlesey property lawyer recommend if the house I am intending to buy is situated in a Peterborough local authority conservation area which has an un-consented PVC windows fitted to it?

A.

Local authority searches conducted by your Whittlesey conveyancing solicitor as part of the conveyancing should ascertain if the property is within a designated conservation area and evidence of the appropriate permissions for changes to the property will be requested.

Q.

The estate agent has referred a firm of solicitors whom they usually use. Do I need to instruct them?

A.

It is common practice for agents in Calcot to endorse a solicitors firm. Such referrals should be compared against alternatives, such as local solicitors, or firms found online, as an agent may decide to recommend the firm which pays to the largest referral fee, not the best solicitor for your needs.

Q.

In about 6 weeks we are expecting to be moving from our detached house near Whittlesey into a new property in Waterbeach . What is the right point to book a home removal company?

A.

Most solicitors tend to advise that you delay organising removals until such time as exchange of contracts because an absolute date will not have been accepted by both parties. Speak to 1st Movers, 14 High Causeway, Whittlesey, Peterborough, PE7 1AE Phone: 01733 688211 or Whittlesey Removals, West End, Whittlesey, Peterborough, PE7 1HR Tel: 01733 208495.

Q.

Please address how to hold off paying HMRC stamp duty?

A.

SDLT is usually payable for purchases priced at over 125,000 pounds. Homeward Legal strongly advise against any stamp duty mitigation. These schemes are highly expensive and HMRC may challenge a scheme up to six years later. There have been a number of official schemes, however, such as relief for buyers in 'disadvantaged areas', and your solicitor will advise if these may apply.

 
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