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Conveyancing in Whittlesey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Whittlesey's nearest airport is Cambridge City Airport. The closest train station to Whittlesey is Whittlesea.

Peterborough District is a relatively close hospital.

Q.

On the purchase of a £651,000 property, what will be the fees? I need to find fixed rate conveyancing.

A.

This topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors promote supposedly 'the cheapest conveyancing', however additional fees are often hiding in the terms and conditions. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should, in addition, define applicable disbursements.

Q.

How is contaminated land in Whittlesey checked?

A.

Residential property in Whittlesey may be contaminated by a wide range of naturally-occurring factors. Contaminants like limestone or gypsum quarrying will be investigated during the conveyancing process.

Q.

The estate agent has referred a firm of solicitors whom they usually use. Do I need to instruct them?

A.

It is common practice for agents in Calcot to endorse a solicitors firm. Such referrals should be compared against alternatives, such as local solicitors, or firms found online, as an agent may decide to recommend the firm which pays to the largest referral fee, not the best solicitor for your needs.

Q.

How frequent is gazumping?

This happens when a home owner accepts the first purchaser's offer and later dismisses it. Instead, they then go for another buyer's offer. There is almost always a chance of gazumping. Consider instructing your solicitor as soon as possible to reduce the chance of your offer being gazumped.

Q.

Which local authority looks after Whittlesey?

A.

Whittlesey is located in Peterborough City Council, Town Hall, Bridge Street, Peterborough, PE1 1PJ, Call: 01733 747 474

Q.

Will doing the conveyancing myself save me cash?

A.

Legally speaking there are no reasons at all why a home buyer cannot carry out the bulk of the legal and technical work yourself. That said, a conveyancer handles a large number of jobs including approving pre exchange checklists or notifying all parties of exchange some of which really need a qualified solicitor. In addition firms and their solicitors are required by their regulator to pay for indemnity insurance to protect you in the event of failures on the part of the solicitor.

Q.

Property conveyancing searches are estimated from past data and when you factor in recent events e g the Met Office warn of more intense rain - 15-30% (according to climate change risk in 2012) are they sufficient to determine enough about the Whittlesey flood risk area?

A.

A qualified Whittlesey property lawyer will recommend that you include environmental searches if the first searches flag up a the local Whittlesey flood risk

Property purchasers sometimes speak to a local resident to get further confidence.

Q.

Are there any lenders with Whittlesey offices?

A.

Most lenders in Whittlesey are on our Whittlesey solicitors' panel. Lenders and mortgage specialists in Whittlesey include Mortgage Broker (Peterborough) Ltd, 5 Sandpiper Close, Whittlesey, Peterborough, PE7 1EA.