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Conveyancing in Whittlesey Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/04/17

Whittlesey's nearest airport is Cambridge City Airport. The closest train station to Whittlesey is Whittlesea.

Peterborough District is a relatively close hospital.

Q.

On the purchase of a £651,000 property, what will be the fees? I need to find fixed rate conveyancing.

A.

This topic catches out many homeowners, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors promote supposedly 'the cheapest conveyancing', however additional fees are often hiding in the terms and conditions. Excited homeowners, eager to get underway, often ignore this small print when they instruct. Your conveyancing quote should, in addition, define applicable disbursements.

Q.

What actual property conveyancing searches should a property lawyer in Whittlesey order when instructed on a Whittlesey building?

A.

The conventional procedure is to get Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental and, depending on certain criteria, unique particular such as Commons Registration (CON290).

Q.

Are there any lenders with Whittlesey offices?

A.

Most lenders in Whittlesey are on our Whittlesey solicitors' panel. Lenders and mortgage specialists in Whittlesey include Mortgage Broker (Peterborough) Ltd, 5 Sandpiper Close, Whittlesey, Peterborough, PE7 1EA.

Q.

Please address how to hold off paying HMRC stamp duty?

SDLT is usually payable for purchases priced at over 125,000 pounds. Homeward Legal strongly advise against any stamp duty mitigation. These schemes are highly expensive and HMRC may challenge a scheme up to six years later. There have been a number of official schemes, however, such as relief for buyers in 'disadvantaged areas', and your solicitor will advise if these may apply.

Q.

Do 'conveyancing searches' affect a decision to buy?

A.

These searches are standard queries ordered by the property solicitor, such as a search of the Index Map. Whittlesey purchasers should know that, conveyancing searches refer to facets affecting the legal title.

Q.

How frequent is gazumping?

A.

This happens when a home owner accepts the first purchaser's offer and later dismisses it. Instead, they then go for another buyer's offer. There is almost always a chance of gazumping. Consider instructing your solicitor as soon as possible to reduce the chance of your offer being gazumped.

Q.

What authority is on charge of for policing the status of repair of Whittlesey conservation areas?

A.

Local conservation areas are created by the local authority (Peterborough) who are responsible for conservation area concerns from including things like traffic signs, removal of chimney stacks and trees. English Heritage administer details in relation to the state of repair of conservation areas in addition to the vulnerability to deterioration.

Q.

In about 6 weeks we are expecting to be moving from our detached house near Whittlesey into a new property in Waterbeach . What is the right point to book a home removal company?

A.

Most solicitors tend to advise that you delay organising removals until such time as exchange of contracts because an absolute date will not have been accepted by both parties. Speak to 1st Movers, 14 High Causeway, Whittlesey, Peterborough, PE7 1AE Phone: 01733 688211 or Whittlesey Removals, West End, Whittlesey, Peterborough, PE7 1HR Tel: 01733 208495.

 
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