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Conveyancing in Wiltshire Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 17/10/17

Warminster station is around 8 miles from Wiltshire. Wiltshire's closest airport is Bristol Airport.

Green Lane Devizes is the most convenient hospital for Wiltshire.

Q.

How do we find affordable conveyancing in Wiltshire?

A.

Many firms purport to offer so-called 'the cheapest conveyancing quotes', however additional charges may be added into the solicitor's terms of engagement. Your quote ought to define third party costs, termed disbursements, to be paid. Extra costs listed in the terms ought to be fair and reasonable.

Q.

Does 'fixtures and fittings' include things like fitted gas or electric fires?

A.

Buyers in Wiltshire will often be frustrated with the lack of formality around which fixtures and fittings should be included. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction.

Q.

Do you work with many lenders with branches in Wiltshire?

A.

Most lenders in Wiltshire are on our panels. Local mortgage lenders and brokers include Marlingham Ltd, 24 High St, Market Lavington, Devizes, SN10 4AG.

Q.

Are there any conservation areas in the area?

A.

With over 9,000 affected areas throughout the country, the regions in or near Wiltshire will include numerous areas of conservation. You may wish to contact the local authority for more information, but your

property solicitor will investigate the impact of conservation areas or other planning restrictions.

Q.

Property solicitors in Wiltshire order varied property if acting for a property buyer,, but which specific searches?

A.

If you are applying for a mortgage the lender mandates a solicitor to get particular searches, including the following for Wiltshire: Local Authority, Drainage and Water Search (CON29DW or personal) and Environmental, as well as any less common searches, like a Chancel Check.

Q.

When buying a 1930s flat within a conservation area in Wiltshire. How do we locate details in regards to the state of upkeep of the area?

A.

English Heritage now maintain records of the state of conservation areas along with the exposure to the area falling into disrepair. Local Wiltshire conservation areas are set up by the local Wiltshire planning authority, who preside over everything from private spaces to the obstruction of street posts.

Q.

I plan to purchase a home in the parish of Shalbourne. Will we need a chancel search?

A.

Regardless of the Wiltshire parish in which you are buying, the solicitor is likely to recommend that a chancel search is taken out. Chancel repair dues can be collected on owners of a home where Parochial Church Councils (PCCs) may have spared previous owners or tenants. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.

Q.

Can we defer paying stamp duty?

A.

Stamp duty avoidance is not advised when buying in Wiltshire, because these schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.