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Conveyancing in Windermere Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/18

Windermere station is about 1 mile from Windermere. The nearest airport to Windermere is Walney Aerodrome Airport.

Westmorland General is a nearby hospital to Windermere.

Q.

How do we get the best conveyancing rates in Windermere for a £116k home?

A.

The lack of clarity surrounding this topic catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many solicitors offer theoretically 'the cheapest conveyancing'. However additional fees are often hiding in the solicitor's terms.

Q.

The current owner has fitted window frames to the maisonette in Windermere which I think might possibly exclude nearby conservation area guidelines

A.

A property solicitor is required to verify whether the property is inside a designated conservation area and whether any modifications have necessary consent from the South Lakeland planning authority.

Q.

Which mortgage lender panels in Windermere are your solicitors members of?

A.

Most lenders in Windermere are on our panels. Local mortgage lenders and brokers include Cumberland Building Society, 18 Main Rd, Windermere, LA23 1DY, HSBC Bank, 15 Crescent Rd, Windermere, LA23 1EF, and Santander, 8 Crescent Rd, Windermere, LA23 1EA. Your solicitor will be able to deal with the particular enquiries and searches your lender requires.

Q.

We are buying on a Windermere brownfield site. What should we do regarding tin soil contamination?

A.

Metal contamination may have occurred throughout Windermere, but where substances causing significant pollution of surface waters or groundwater are found the land will be defined as 'contaminated'. Data on many contaminants, such as acidic compounds, will be included in an environmental search.

Q.

My friend has experience of doing ones own conveyancing when buying and selling a home. Would it be sensible to do the DIY conveyancing ourselves?

A.

Should you want to endeavour to do so you can conceivably complete the greater part of the legal process without instructing a trained Windermere lawyer .

Naturally legal firms would argue that this would be a dangerous idea as DIY lawyers will not have relevant cover that legal practices are required by the SRA to have.

Q.

Do your panel of solicitors manage the conveyancing of property auction properties in Windermere?

A.

Our firm commonly handle the legal work for bidders at auction. Conveyancers strongly recommend buyers at auction to select their chosen conveyancing lawyer before the property auction to allow adequate time for a detailed review of the sellers pack. Q.

We are purchasing a £893000 Windermere house. How is Stamp Duty Land Tax calculated?

A.

The Stamp Duty which will be owed will depend on a small number of factors, most importantly the purchase price. Stamp duty will be £35720 on a £893000 house.

Q.

If we plan to purchase in the parish of Brougham, will it be necessary to get a chancel search?

A.

Your property solicitor may suggest a chancel search. Chancel repair has the potential to be charged on owners of a house where parish councils may have not done so in the past, so indemnity insurance may be advisable even if liability is unlikely.