Santander will be our mortgage lender - what do we need to consider?
A small number of lenders have limited the firms who can act for them. This can mean increased conveyancing costs for buyers. We, however, are able to act for many mortgage lenders, keeping buyers' legal costs to a minimum.
Who do I give the appliance warranties to if they are being left at the property I’m selling?
If you are leaving what is generally termed ‘white goods’ at the property you are selling, which are still in warranty, the documentation should be given to your solicitor so that any warranties can be given to the buyer’s solicitor as part of the contract.
Note that, should you be leaving any electrical (or other) items at the property, this should be made clear on the Fixtures and Fittings Form (TA10) and agreed as early as possible between you and the buyers, particularly if you want financial recompense in so doing.
Regarding the widespread flooding in Sept 2012 in North East England we are concerned that conveyancing searches may not be thorough enough?
The conveyancing solicitor in Wingate should always apply for environmental searches (Landmark search) if the standard conveyancing searches flag up a significant risk Wingate flood risk.
You might be able to get in touch with a neighbour or local resident for additional further insight.
We are going to buy a property, and have a quote from you. Might I end up paying any additional costs when the purchase completed?
It is unfortunate that sellers need to be watchful for extra costs hidden in a quote's terms and conditions. Homeward Legal's solicitors do not charge any extra, hidden fees. Your quote for conveyancing in Wingate is an honest and accurate fee.
What do we need to know about fixtures and fittings?
Chiefly, there is not a strict definition of fixtures and fittings. To avoid confusion, a list should be agreed by both sides, saving heartache once the sale is completed.