At what point should we get a solicitor?
In simple terms, the sooner you instruct a conveyancing solicitor, the better. The legal work can then start straight away. Instructing a solicitor to handle your Wolvey conveyancing early for a purchase enables your offer may be taken more seriously if you already have a solicitor instructed, or, if you are selling a property, documents can be prepared earlier, considerably accelerating the whole process.
Is it advisable that I get searches for chancel liability? I am buying next to an ecclesiastical parish in Wolvey.
There are 15000 Church of England and Church of Wales parishes throughout the UK. Property owners within some of these may be required to cover the cost of the repair of a local church. Following the Land Registration Act 2002, interest over any affected land in Wolvey must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Wolvey church lands where a chancel search may be appropriate include St. John Baptist.
Of major Wolvey lenders, which firms are on your panel?
Of lenders with local offices around Wolvey, Homeward Legal work with many. Local mortgage lenders and brokers include Highfield Mortgage & Finance Ltd, 43 Dorset Av, Wigston, LE18 4WE, Imperial Financial Planning, 86 Castle St, Hinckley, LE10 1DD, and Caley Mortgage Services Ltd, Unit 41 Building 9/Bilton Ind Est/Humber Rd, Coventry, CV3 1JL.
When should I book a removals firm?
It’s very tempting to get wrapped in the excitement of moving home and wanting to get everything sorted out and in the diary. But, if you book a removals firm too early, prior to the exchange of contracts (when the date and time of completion is legally set), you risk the possibility that the date might change, thereby having to pay a fee to the removals firm to change the plans.
There is nothing stopping you in contacting a selection of firms to get a quote for removal and to negotiate the possibility of pencilling a date in but ensure you obtain agreement that this is subject to change and confirmation.
For a house valued at £1117000. What should be calculated for stamp duty?
SDLT will depend on the purchase price. It is £55850 on a £1117000 house (information accurate May 2012).
May my conveyancing quote incorporate any hidden charges?
No. Homeward Legal do not charge any additional charges. If you are comparing quotes, consider that some conveyancers give 'quotes' which are in fact estimates. The bill you receive on completion can be much greater.
I’ve lost my gas/electrical certificates; will that stop me moving?
There is no legal imperative for you to provide either the gas or electrical safety certificates as the seller; you are required to provide a gas safety certificate on an annual basis, however, if you are planning on letting the property out. The Institution of Electrical Engineers recommends that an electrical certificate be updated at least every ten years or when the property is transferred to a new owner (every 5 years if you are letting the property out).
However, this usually means that this is the responsibility of the buyer with the onus on organising an inspection for a new certificate falling on them.
Homeward Legal offers competitive, fixed-fee quotes, protected by our 'No Completion, No Fee' guarantee. Try our online quote calculator or call our team on 0800 038 6699 to see what we mean.
I really need especially fast Wolvey solicitors - is that you guys?
Frankly some solicitors firms are extremely slow, which causes a lot of uncertainty to selling a home.
We only introduce you to lawyers who try to communicate throughout the property chain (sequence of buyers and sellers) . Additionally , our carefully chosen panel of conveyancing property lawyers are selected because they use cutting edge land registry integrated technology to complete on your sale fast.