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Transfer of Equity in Woodcote

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Woodcote

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Woodcote clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Woodcote Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 12/01/17

The nearest airport to Woodcote is Booker, Wycombe Air Park Airport (13 miles). Farnborough (TAG London) Airport is 22 miles, Kidlington Airport is 23 miles, White Waltham Airport is 14 miles, Blackbushe Airport is 18 miles and Booker Airport is 13 miles away. The nearest station to Woodcote is Goring and Streatley, about 3 miles away.

Wallingford Community is the neighbouring hospital to Woodcote.

Q.

How do I get fixed rate conveyancing in Woodcote?

A.

This catches out many buyers, and can leave them paying far more in fees than they budgeted. Many law firms offer 'the cheapest conveyancing'. Unfortunately extra costs are often hiding in the terms and conditions. Any additional costs should be fair and reasonable. They come into force only if your lawyer must complete additional work , which could not be anticipated at the start of the process. Your quote should list any disbursements to be paid.

Q.

For a lender, we have chosen Lloyds TSB Scotland - what will we need to check?

A.

Buyers should be aware that, recently, a number of lenders have decreased the number of firms on their approved panel, which may result in increased legal costs for buyers. Homeward Legal will act on behalf of the majority of UK mortgage lenders so that the buyer will not have to pay the lender's costs.

Q.

Lawyers in Woodcote order official property conveyancing searches when instructed to act for a purchase client - what particular ones?

A.

When you are obtaining a mortgage the mortgage lender will expect at least a specified set of searches, including the following Local Authority Search, Drainage Search (Con29DW or personal) and Environmental and perhaps less common searches, which may include a HS2 Search.

Q.

Which local authority is responsible for Woodcote?

Woodcote is located in Wycombe District Council, Queen Victoria Road, High Wycombe, Buckinghamshire, HP11 1BB, contact: 01494 461 000

Q.

We have found an abundance of very helpful manuals about doing your own legal work. Do we necessarily want to use a Woodcote lawyer ?

A.

Theoretically speaking there is absolutely no argument at all why a home mover cannot take care of he legal process unaided. In reality however, a lawyer typically handles a large number of activities ranging from chasing completion statements and communicating with managing agents some of which require experience.

Moreover solicitors are under a duty to take out indemnity cover to shield you in the event of negligence.

Q.

What does the Woodcote property lawyer advise if the maisonette we are intending to buy is within a South Oxfordshire local authority conservation area which appears to have ill-suited window frames added?

A.

South Oxfordshire council search (LLC1 - Requisition for search and Official Certificate of Search) conducted by the solicitor in the process of the conveyancing will determine the existence of suitable permission for any modifications to the building.

In the event that no authority consents be available, the solicitor will give you professional advice on the best alternative which can include taking out an indemnity policy or requesting retrospective approval from South Oxfordshire local authority.

Q.

When in the conveyancing process do I need to find a solicitor to handle our transaction?

A.

If you choose a solicitor with 'no move, no fee' protection, instructing as soon as possible is wise, as the legal work can start immediately. A number of sources suggest holding off instruction until a chain is completed, but delays can risk the other side pulling out, particularly in uncertain market conditions.

Q.

Will the fixtures and fittings form list things like gas or wall-mounted ovens?

A.

New owners will often be frustrated with the lack of formality around what fixtures and fittings are included. This can be overlooked, making the approval of the list of fixtures and fittings essential.

 
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