The estate agent has referred a property lawyer whom they usually use. Must we instruct this firm?
Both agents and mortgage brokers will usually recommend a law firm. If the agent is paid a referral fee, however, the agent may prefer to suggest the firm which pays to the largest referral fee, not the law firm with the best reputation.
Will I need a chancel search? We are buying a apartment in Woodford.
The judgement in Aston Cantlow (PCC) v Wallbank in 2003 confirmed that chancel repair liability could be enforced. Several sources are used to determine liability in Woodford, including county histories. Woodford church lands where a chancel search may be necessary include All Saints, Christ Church and St Mary the Virgin.
Bookshops and the web both have plenty of online publications about doing your own legal work. In which case, do I need to use a conveyancing solicitor in Woodford ?
It is certainly possible for you to complete the legal process unaided.
In reality however, a property solicitor takes care of a huge array of jobs e.g. chasing deeds and DS1 documents or interpreting management accounts many of which really need training. Despite that solicitors firms are bound to get indemnity insurance to insulate you in the event of failures.
Which local authority is responsible for Woodford?
Woodford is located in London Borough of Redbridge Council, PO Box No2, Town Hall, 128- 142 High Road, Essex, IG1 1DD, phone: 020 8554 5000
The home I’m buying has been empty for two years; what questions should I be asking the solicitor, the estate agent, and the surveyor?
If a home has been empty for a considerable period (such as the two years mentioned here), there’s usually a reason for it. There is estimated to be around a quarter of a million properties in the country that have been empty for more than 6 months.
The primary reason is that the owner hasn’t the funds to renovate the property, or they’ve started gutting the place and run out of money to take it further, or perhaps there’s been a significant problem (e.g. fire or flood are common instances). Most likely, these properties will come up at auction.
Your estate agent will be aware of its history if the property is on their books, so you can find out a lot from them, the council will have an empty property officer, and the Land Registry will have information on the deeds. As far as the solicitor is concerned, they will establish the position on the property as part of the conveyancing, while the surveyor will have experience of checking out such properties, with the advice that you order a Building Survey (the most detailed of the options) to check out its structural integrity. Note that mortgage lenders will be more reluctant to offer a loan on such homes.
Ultimately, the ball is in your court and, if you want to pursue buying such a property, you need to be prepared to do the research, which can take up a lot of time.
The moving process can be bewildering and stressful. Let Homeward Legal look after the legal side of things for you and we'll guide you through the process from start to end. Call 0800 038 6699 to find out more.
How is contaminated land in Woodford investigated?
Residential property is contaminated by many naturally-occurring factors. Contaminants like local waste transfer sites or hazardous and regulated installations will be considered as part of the environmental searches.
How long does it take to move house?
Those new to buying property are often surprised by how long the process can take from start to finish. There are several factors that come into play when determining how long your transaction will take from having your offer accepted to moving into your new home: The number of people involved in the chain (the shorter it is, the easier to manage and therefore shorter in duration potentially), problems with one or more buyers in the chain getting a mortgage offer, communication, management and many others.
The greatest time that needs to be set aside is for the conveyancing, which is the complex legal process of transferring ownership of the property from seller to buyer, replicated along the entire chain. Typically, the conveyancing can take an average of between eight and twelve weeks to complete, so, in reality, you should be thinking in terms of months.
However, if you appoint a results-focused and proactive solicitor, who will do everything possible to reduce the length of time, including talking to everyone involved in the chain, pushing for swift return of forms and documentation, and using modern technology to drive the process forward, you will stand a better chance of the conveyancing being a lot shorter. And the earlier you appoint them, the quicker they can get started on your transaction.
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How frequent is gazumping?
This takes place when an offer is rejected, following initial acceptance, by the property owner, choosing instead a higher offer. The chance of gazumping is present in any transaction. The first step in reducing the chance that gazumping will effect you is to instruct your conveyancing solicitor as early as possible.