Which mortgage lenders in Woodstock do you work with?
The Homeward Legal partnership have worked with all the major lenders assisting home buyers in Woodstock. Local mortgage lenders and brokers include Inspire Financial Consultancy, A/29 Hurst La, Cumnor, Oxford, OX2 9PR, Mortgages Inc, Po Box 63, Wheatley, Oxford, OX33 1WE, and Official Mortgage Co, Prama House/267 Banbury Rd, Oxford, OX2 7HT.
When you are buying in Woodstock, is it necessary that we get a chancel search?
The outcome of Aston Cantlow (PCC) v Wallbank in 2003 reaffirmed that 'lay impropriators' of property must cover the cost of church repairs. A number of sources are used to identify liability, including maps of Woodstock's parish boundaries. Church properties in the area where chancel liability may apply include St Mary Magdalene Church.
If there are outstanding works approved in the planning consent, can I still use it?
Generally speaking, planning permission legally has to have an expiry date, which is usually for a period of three years from approval for the building work to start (and not necessarily complete, unless the consent has a suitable caveat).
This means that the consent is against the property and the intended construction rather than the person who made the application. As such, if the planning consent remains within the expiry period, the agreement is transferrable to the new owner of the property.
Your solicitor will be able to provide further advice, once enquiries with the local authority have been satisfactorily completed as part of the conveyancing.
What sort of local checks regarding the risk of local flooding in the Oxfordshire region will a Woodstock property solicitor be able to conduct?
An important component in the legal due diligence process carried out when buying a property involves a conveyancer making an application for conveyancing searches (environmental) that provide specific information on the local Woodstock flood risk. Furthermore, your property solicitor in Woodstock might possibly advise a more involved (e.g. Landmark) in-depth local Woodstock area search.
Is a drainage search a disbursement or fee?
A quote will list all fees and disbursements. This charge,e.g., is a disbursement not a fee, and is passed on at cost.
What causes purchase conveyancing work to be so delayed?
The legal work required to buy or sell a home will occasionally take more time than budgeted for many reasons. Some delays are out of a solicitor's control, Homeward Legal, however, aim to diminish the impact of these delays, if it is possible to do so, by, for example, ordering searches as early as possible.