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Transfer of Equity in Woolacombe

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Woolacombe

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Woolacombe clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Woolacombe Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/17

Woolacombe's nearest airport is Swansea Airport. The nearest train station to Woolacombe is Barnstaple, about 9 miles away.

Ilfracombe Tyrrell is the neighbouring hospital to Woolacombe.

Q.

How do I get fixed rate conveyancing?

A.

Numerous firms offer 'the cheapest conveyancing'. Unfortunately extra fees are often hiding in the terms. Busy, stressed buyers and sellers ignore these terms at their peril. Extra costs found in the terms ought to be fair. We offer quotes, not estimates, and clearly state all legal fees you pay for a standard conveyancing transaction.

Q.

Will my lawyer in Woolacombe inform me about the amount to be paid of the council tax on a Band E house prior to exchange?

A.

The property lawyer will write to the council to enquire about the latest council tax rates, which should then be written in the conveyancing report on title. The latest tax charges for homes in Woolacombe are set out on the North Devon council site. As at (23 December 2012) rates are as follows:

  • Band A - £1,040.00
  • Band B - £1,213.00
  • Band C - £1,386.00
  • Band D - £1,560.00
  • Band E - £1,906.00
  • Band F - £2,253.00
  • Band G - £2,599.00
  • Band H - £3,119.00

Q.

Is Homeward Legal set up to 1 month completions on the conveyancing of residential property auction properties in Woolacombe?

A.

In fact we put together legal documentation for vendors and frequently work for buyers and sellers at auction. It is a shrewd move for buyers at auction to appoint a good conveyancing lawyer

asap to allow for a title report of the legal papers for the lot prior to the auction day. Q.

We are taking out a mortgage in Woolacombe with Principality Building Society - what do I need to consider?

A.

When taking out a mortgage, legal work must be undertaken in relation to the mortgage. Buyers should know that, recently, a number of lenders have reduced the number of firms on their approved panel, which may result in increased conveyancing costs for buyers. Homeward Legal, however, will act for the majority of CML-approved lenders so that you will not be required to pay any additional legal fees to your lender's solicitor.

Q.

What causes purchase conveyancing legal work to seem to be so slow?

A.

Conveyancing can experience delays. Homeward Legal seek to reduce their cost wherever possible by driving the transaction forward. Reasons for delay may include waiting for responses from third parties.

Q.

Should I instruct the solicitor referred by our local agent?

A.

Many agents in Appleton will have referral deals with solicitors whereby they refer work to them. However, if they are paid a referral fee, it may be the case that the agent recommends the solicitor willing to pay the highest referral fee, not the best solicitor for your needs.

Q.

Which Woolacombe mortgage lenders do you work with?

A.

Most lenders in Woolacombe are on our solicitors' panels. Woolacombe lenders and mortgage specialists include Professional Financial Centre (Exeter) Ltd, 22 Southernhay East, Exeter, EX1 1QU, Mortgage Shop, 30 Southernhay East, Exeter, EX1 1NS, and Wyatt Michael, Queensgate Ho/48 Queen St, Exeter, EX4 3SR. The solicitor handling your conveyancing transaction can address any specific requests your lender may have.

Q.

I am buying in Woolacombe. How can we verify if the property is in a conservation area?

A.

The areas around Woolacombe will include several areas of historical merit defined as conservation areas. You may wish to contact the council for more information, but your solicitor will address this during the conveyancing process.

 
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