Conveyancing In Workington Q & A's
What do I provide to the solicitor on my house sale?
The list of documents required is quite simple, but will be required at different stages of the process (but ideally any forms should be completed and returned on the day of receipt and preferably delivered by hand or email).
- Proof of id
- Title deeds (if you have them; they might be lodged with the solicitor who handled the purchase of the property you are selling, or the mortgage company)
- Fixtures and Fittings Form (TA10)
- Property Information Form (TA6) – information on boundaries, disputes and complaints with neighbours, notices and proposals, alterations and planning consents, building regulations, electricity and gas certificates, guarantees and warranties, insurance, environmental matters affecting the property, rights and informal arrangements, parking, other charges, services, connection to utilities and services, and transaction information
- Copies of documents referenced in the PIF
- Leasehold or shared freehold documents
- Management Information Pack
- Energy Performance Certificate
Providing all this documentation as quickly as possible, as well as responding to arising questions throughout the conveyancing within a couple of hours will help to speed the conclusion of your transaction up considerably.
Is it easy to sell a house without using an estate agent?
It’s relatively straightforward to sell your own home without involving an estate agent, although you should be warned that it’s a time-consuming process (which is why agents set a certain fee to pay for their time in getting your home sold).
First you need to get a proper valuation of your home, which can be done by paying a chartered surveyor and registered valuer, or you can research the house prices in the area for similar properties to get an idea of how they are selling.
Once you are happy with the price, you can advertise the property (there are several free sites that allow you to do this). Legally, you’re required to obtain an Energy Performance Certificate for the property before putting it up for sale, so you’ll need to organize a registered energy assessor to create this for you. Then you can start arranging viewings and negotiate an agreed price with anyone who is interested.
We would recommend, however, that you sign up with an estate agent as they can do all the leg work for you. The key thing, though, is to understand their fees and rates before signing an agreement with them.
It seems that chromium (Cr) soil contamination may be an issue in Workington. Please advise.
Though the dangers are usually minor, where substances causing significant pollution of surface waters or groundwater are found the land will be defined as 'contaminated'. Environment search results will factor contaminants, including metals and others such as groundwater contaminants like oil and perchlorate.
We need to complete this purchase as soon as possible, can we arrange fast conveyancing in Workington?
The key to a fast conveyancing transaction is to use a proactive solicitor. There are, however, a range of things you, as the purchaser, could do, including, keeping in regular contact with your solicitor, replying to your solicitor by phone, fax or email and arranging your mortgage offer.
When in the conveyancing process is it wise to instruct a conveyancer in Workington?
The short answer is, the earlier in the process you can instruct a solicitor, the better. Some sources suggest waiting before instruction until the offer is accepted, but you will then be at a serious disadvantage in the event of a contract race, or buyer eager to move quickly.
Bradford and Bingley will be our mortgage lender - what do I need to be aware of?
House buyers need to be aware that, recently, a number of lenders have limited the firms who can act for them. This can mean increased legal costs for buyers. Homeward Legal will act on behalf of most UK mortgage lenders so that you will not be required to pay your lender's conveyancing fees.
We want to complete on the conveyancing process on our leasehold flat as quickly as possible, are you fast home moving solicitors in Workington ?
Truthfully some house buying and selling lawyers can be too easy going which adds huge amounts of stress to home moving.
The use of advanced IT and practice management systems .
We always assign customers a dedicated solicitor who will go the extra mile to communicate with everyone in the buyer and seller chain for example local authorities, to achieve a fast home move.
Regarding the flooding in Sept 2012 in North West England I am worried that conveyancing searches (environmental) may not be exacting enough?
Environmental searches carried out by a Workington lawyer will also include the more informative search (Landmark) if required.
If you are still concerned it may be worth trying to call a close neighbour.