Conveyancing In Yatton Q & A's
If we are intending to purchase in the parish of Thurloxton, should we get a chancel search?
A solicitor may suggest that a chancel search be ordered, whichever parish where the house being bought is located. In Yatton's much older areas, chancel repair has the potential to be imposed on the current owners of a house where parish councils have not imposed the same liability on the last owners. For property in the parish of Thurloxton, it is not safe to rely on the historical behaviour of the parish council alone as a guide.
Which Yatton mortgage lender panels are you on?
The Homeward Legal group are able to work with the majority of lenders serving home buyers in Yatton. Yatton lenders and mortgage specialists include Ice Financial Services Ltd, 187 Mendip Rd, Yatton, Bristol, BS49 4ET.
Is it advisable to get a chancel search when we are buying on the same street as a rectory built in the 1200s in Yatton?
As a result of chancel repair liability, the owners of property in Yatton which was once owned by a 'lay rectors' can be liable for maintenance of a church in the area. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Yatton ecclesiastical properties where chancel liability may apply include All Saints and The Blessed Virgin Mary.
Is it easy to sell a house without using an estate agent?
It’s relatively straightforward to sell your own home without involving an estate agent, although you should be warned that it’s a time-consuming process (which is why agents set a certain fee to pay for their time in getting your home sold).
First you need to get a proper valuation of your home, which can be done by paying a chartered surveyor and registered valuer, or you can research the house prices in the area for similar properties to get an idea of how they are selling.
Once you are happy with the price, you can advertise the property (there are several free sites that allow you to do this). Legally, you’re required to obtain an Energy Performance Certificate for the property before putting it up for sale, so you’ll need to organize a registered energy assessor to create this for you. Then you can start arranging viewings and negotiate an agreed price with anyone who is interested.
We would recommend, however, that you sign up with an estate agent as they can do all the leg work for you. The key thing, though, is to understand their fees and rates before signing an agreement with them.
Can I change the purpose of use for a purchase as part of the conveyancing procedure?
Putting in a planning request to change the use of part or all of a property is a straightforward process and you can deal directly with the local authority, which authorises plans and requests. However, tying it in with a planned purchase of a property has its own problems, since you don’t yet formally own the property, and the length of time to get through the planning process (with no guarantee of success) will need to be factored into the purchase duration, which the seller may not agree to.
We would advise you to either buy the property and then put in the planning request after completion (or exchange at the very earliest), or buy a property that’s already fit for your purposes. Or you might be lucky to find a property that already has the relevant planning consents in place.