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Transfer of Equity in Colchester

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Colchester

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Colchester clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Colchester Q & A's

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Updated: 20/10/16

Useful regional travel and public service facts -

According to the most recent (2011) national census, Colchester has a residential population 411,418 spread over an area of 132,034 hectares (326,262 acres) giving a density of population of 3.1 people per hectare (1.3 per acre).

The nearest airport to Colchester is Clacton, West Rd Airport (13 miles). London Airport is 25 miles, Clacton Airport is 13 miles and Elmsett Airport is 14 miles away and the closest train station to Colchester is Colchester, around 1 mile away.


Colchester area info


Colchester St Martin Churches Conservation Trust and Colchester Castle Castle are close at hand to Colchester.

The neighbouring hospital for Colchester is Essex County Colchester.


We need to find the cheapest conveyancing quote. and what is included?


Lack of clarity over this topic catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many law firms claim to offer theoretically cheap conveyancing quotes. Often additional costs can inflate your final invoice. Additional fees which are listed in terms of engagement should be fair and reasonable. Our online quote calculator will generate an accurate quote for your transaction.


Britannia is our mortgage lender, what do I need to know?


A small number of lenders have decreased the number of firms on their approved panel. For home buyers, this can result in significantly greater legal costs. Homeward Legal, however, will act for many UK mortgage lenders, keeping buyers' legal costs to a minimum.


How much is the council tax on a Fifties mid-terrace Band E building in Colchester?


Your appropriate band will conventionally be given within the conveyancing report on title, and by the local council Correct charges for residents of Colchester are set out in detail at the Colchester local authority website. On (17 July 2012) the different rates are:

  • Band A - £989.00
  • Band B - £1,153.00
  • Band C - £1,318.00
  • Band D - £1,483.00
  • Band E - £1,813.00
  • Band F - £2,142.00
  • Band G - £2,472.00
  • Band H - £2,966.00


How much will my conveyancing searches in Colchester cost?


The cost of conveyancing searches varies noticeably, subject to which searches have been ordered. The most generally useful searches include a local authority search and a drainage search.


Will a local lawyer in Colchester get personal or official searches on my home purchase?


The property lawyer will brief you about the ideal route, depending on issues like mortgage lender requirements. For personal searches, the conveyancing solicitor may consider a local search company such as Index Property Information Limited, 1 & 2 Langham Barns, Langham Lane, Langham, Colchester, Essex, CO4 5ZS Tel: 01206 273423 Fax: 01206 273420


I am likely to be finally moving from our detached home in Colchester to a larger property in Clacton On Sea what is the optimum stage to instruct a home removal firm?


Your solicitor would usually encourage house movers wait arranging removals until after exchange of contracts because an actual move date wont have been confirmed.

Usually house removals firms might impose a rearrangement levy . There are many local and national companies including Anton's, 120 St. Andrews Av, Colchester, CO4 3AL Phone: 07788 573359 or One Worldwide Ltd, 118/Communications House/9 St. Johns St, Colchester, CO2 7NN Tel: 01206 865007.


How do we bypass paying SDLT?


Stamp Duty Land Tax is usually due on property purchases sold for more than one hundred and twenty-five thousand pounds. We do not recommend clients expose their finances to any form of stamp duty mitigation scheme. Such schemes are often uneconomical and unreliable.


Will a Colchester conveyancer do any property conveyancing searches on the Essex Victorian detached property I am intending to purchase?


The conventional legal procedure is to obtain Local Authority (personal or official), Drainage and Water Search (CON29DW or personal) and Environmental, and specific local Colchester searches, which may include a Land charge Searches.