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Transfer of Equity

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors

Homeward Legal's panel of solicitors carry out remortgage conveyancing for UK clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in your area Q & A's

Profile photo of Lorraine Imhoff

By Lorraine Imhoff

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 19/05/16

Successful conveyancing is as much about having a rounded understanding of the practicalities involved in buying and selling a property as it is about a thorough command of the legal process.

Below we feature some recent common questions asked by home movers.

Q.

We need a discount conveyancing quote. How do I get a quote?

A.

The lack of clarity surrounding this point catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many firms promote 'the cheapest conveyancing quotes'. Unfortunately additional costs are often hiding in small print. Any costs needs to be fair and only come into force where your lawyer must perform additional tasks for you, which could not be anticipated at the start of the process. Get a quote using the Homeward Legal quote calculator for the property you are buying.

Q.

What length of time may should I allow for the legal work when selling a residential property in England?

A.

For most residential property, the number of weeks required to sell or purchase a residence can vary. This is according to a number of issues affecting the property which may include cases where a property has a mortgage. Our conveyancers ensure your sale, purchase or remortgage receives communicative and proactive service, resulting in the fastest possible outcome.

Q.

What are conveyancing searches in relation to?

A.

Conveyancing searches are a commonly-used bundle of queries carried out for the buyer. Buyers should be aware that, searches cover solely legal-related matters.

Q.

We are buying a 1940's maisonette in the middle of a UK conservation area. How do we locate more data in respect of the current state of repair?

A.

Conservation areas in the UK are nominated by the local planning authority, who manage everything from building materials to the inhibition of rundown streets.

Following a campaign, English Heritage maintains a detailed list about the state of conservation areas as well as the risk of deterioration or improvement. Q.

Will the report on title compiled by the UK conveyancing solicitor investigate the cost of council tax on a Band C house prior to contracts are exchanged?

Your property lawyer will contact the governing council to discover the latest council tax charges which will then be added to the report on title. Up-to-date rates for UK are set out in detail online at the local authority website.

Q.

Is top-soil in the UK contaminated by lead?

A.

Effort is made on a local and national level to remediate top-soil contamination. Land may also be contaminated by other sources, including groundwater contaminants like household chemicals and polychlorinated biphenyl (PCBs).

Q.

Is your solicitor team geared up for move fast on the conveyancing for property auction properties in UK?

A.

In fact we prepare legal packs for vendors and often work for buyers and sellers at auction. Solicitors tend to encourage bidders to decide on a lawyer before the property auction date to allow enough time for a detailed report.

Following the date of the auction, your conveyancing lawyer will be focused on conclude the auction conveyancing process in less than 28 days as required by the terms of sale.

Q.

Which environmental factors will affect land in the UK. Are they an issue?

A.

Many of contaminants can impact residential property in the UK. Contaminants including proposed erection of mobile masts will be considered as part of the environmental searches.

Q.

Conveyancers in the UK apply for official searches if instructed by a purchase client - which particular searches?

A.

If you are obtaining a mortgage, your lender will mandate a solicitor to get obtain a Local Authority Search (possibly an official search although some accept personal searches), an environmental search:, and perhaps specific local searches, like a Coal and Brine.

Q.

May the charges for my conveyancing conceal any hidden fees?

A.

No. Homeward Legal's solicitors never hide any hidden extra fees. You should be aware that some solicitors do not give accurate quotes, only estimates. The final bill you receive may be much more.

Q.

How early do we need to instruct a conveyancing solicitor in the UK?

A.

Whether you are buying or selling in the UK, earlier is preferable, as the legal work can start very early in the process. Promptly instructing a solicitor for your UK transaction can reduce any chance of the other side pulling out.

Q.

How do I hold off paying SDLT?

A.

Homeward Legal do not recommend any form of stamp duty reduction scheme, as such schemes are often uneconomical and can be very unlikely to succeed. There have been a number of official schemes, such as for first-time buyers.

 

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