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Transfer of Equity in Fairwater

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Fairwater

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Fairwater clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Fairwater Q & A's

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Updated: 19/10/16

Fairwater points of interest

Cardiff Castle Historic Building and Cardiff Castle Cadw are near to Fairwater.

Fairwater train station is around 1 mile from Fairwater. Fairwater's closest airport is Cardiff Airport. Bristol Airport is 25 miles away.

Fairwater is close at inside 3m of Junction 32 Westbound of the M4.

The closest hospital for Fairwater is Rookwood Cardiff.


I am trying to find a low cost conveyancing quote. What do we need to check for?


Both high-street and online solicitors offer cheap conveyancing quotes. Often extra charges can increase your final bill. Any additional charges listed in the terms needs to be reasonable and be applicable solely where your lawyer is required to perform tasks outside a normal transaction in your interest, which could not be anticipated at the start of the process. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.


How is SDLT calculated and what will we need to pay on a £585k house?


Stamp Duty will depend on the purchase price. Stamp duty will be £23400 on a £585k house in Fairwater (source:, October 2012).


I plan to purchase a rectory in Knolston. Is a chancel search appropriate?


The conveyancing solicitor might recommend that a chancel search be taken out. Although some Parochial Church Councils have determined to charge chancel repairs on the current owners of lay rectorships, it cannot be guaranteed that a parish where chancel repair fees have not been paid previously will remain liability-free for new owners, so it can be difficult to use this as a guide.


We are purchasing a property in Fairwater. Can I verify that the property is in a conservation area?


Conservation areas qualify regions of historical merit. Your conveyancing solicitor will be able to offer more information and address the consequences of purchasing property in a conservation area.


Do you work with many mortgage lenders with branches in Fairwater?


Of lenders with local offices nearby Fairwater, we with the bulk of them. Fairwater lenders and mortgage specialists include One2One Mortgage Solutions Ltd, 1 The Courtyard/George St, Pontypool, NP4 6LR, Complete Mortgage Solutions, 11 Severn View, Upper Cwmbran, Cwmbran, NP44 5SU, and Kama, 43 Castle Oak, Usk, NP15 1SG.


Doing ones own conveyancing without the support of a Fairwater solicitor looks to be possible when buying and selling a maisonette but would it be a silly move ?


Technically speaking there are absolutely no arguments why a home seller should not handle the your own conveyancing yourself.

In reality however, a conveyancer in Fairwater is familiar with a huge array of assignments e.g. identifying and arranging appropriate indemnity or identifying conservation area breaches some of which really need training. Despite that solicitors firms are compelled to take out insurance cover to insulate you from any professional losses you encounter.


Is a TT fee a fee or disbursement?


It may not be obvious whether an itemised charge is a disbursement or fee. This cost, for example, is a fee not a disbursement, and will usually be included in a quote for your conveyancing.


As a result of the extensive river flooding in Wales I am concerned that conveyancing and environmental searches aren't sufficient?


A thorough property solicitor in Fairwater will include flood searches if the standard searches spots a significant risk Fairwater flood risk.

It may be prudent to also converse with a neighbour of the property to gain extra local information.