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Transfer of Equity in Herne Bay

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Herne Bay

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Herne Bay clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Herne Bay Q & A's

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Ask Lorraine a question

Updated: 22/10/16

Commuting to the area? ;

The nearest station to Herne Bay is Herne Bay. Manston, Kent International Airport is 10 miles from Herne Bay. London Airport is 23 miles and Manston Airport is 11 miles away.

Queen Victoria Memorial Canterbury hospital is relatively close to Herne Bay.


How do I get the best rates for conveyancing for a £470,000 house?


Numerous law firms claim to offer so-called cheap conveyancing. Unfortunately additional costs may be added into the small print that sellers and buyers often do not check. Costs needs to be fair and clearly defined. They only apply to matters if the lawyer must complete additional work for you, which could not be anticipated at the start of the process. Any disbursements to be paid should also be clearly stated on your quote


ITL Mortgages will be our lender - is there anything we need to consider?


Prior to recent changes, most conveyancing solicitors were able to undertake legal work for a lender. Some lenders have opted to reduce the size of their 'solicitor panel', which may result in greater conveyancing costs for purchasers. We are able to act for many mortgage lenders so that the buyer will not have to pay the lender's legal fees.


Which local authority looks after Herne Bay?


Herne Bay is located in Thanet District Council, PO Box 9, Cecil Street, Margate, Kent, CT9 1XZ, Call: 01843 577 000


For a fast conveyancing process to buy a £467,000 home, what can we do to speed up our conveyancing process?


Importantly, a fast conveyancing transaction is key is to use a communicative property lawyer. Beyond that, there are a range of things you can also do, such as, requesting regular updates from your property lawyer and keep the pressure on, completing all forms as soon as possible and clarifying your mortgage lender's requirements.


Can we get out of paying stamp duty to HM Revenue?


We do not recommend any stamp duty scheme. These schemes are costly and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable, along with interest and penalties. There have been certain official schemes, such as higher thresholds for first-time buyers, and your solicitor will advise if these may apply.


How much is the council tax on a period mid-terrace Band F building in Herne Bay?


You should be briefed about your new house's council tax band within the conveyancer's title report. The latest tax charges for homes in Herne Bay are set out at the Canterbury council site. On 17 March 2013 the different rates are:

  • Band A - £963.00
  • Band B - £1,124.00
  • Band C - £1,284.00
  • Band D - £1,445.00
  • Band E - £1,766.00
  • Band F - £2,087.00
  • Band G - £2,408.00
  • Band H - £2,889.00


Please explain why sale conveyancing takes such a long time?


The conveyancing process will occasionally take more time than budgeted, Homeward Legal, however, seek to reduce the consequences of these delays whenever we can. Delays include a slow firm acting for the lender.


How much would our conveyancing searches cost?


Searches in Herne Bay ranges in cost, subject to which searches have been ordered. Less common searches, used in addition to a standard bundle, include a British waterways search.