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Transfer of Equity in Swanley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Swanley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Swanley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Swanley Q & A's

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Updated: 23/10/16

Local points of interest in Swanley

Eynsford Eagle Heights Birds of Prey Centre and Lullingstone Roman Villa English Heritage are near to Swanley.

Swanley's nearest train station is Swanley. The closest airport to Swanley is London Biggin Hill Airport. London City Airport is 10 miles, London Heliport Airport is 17 miles, Gatwick South Terminal Airport is 22 miles, Gatwick North Terminal Airport is 23 miles, Rochester Airport is 15 miles and away.

Swanley is close at under 1 mile off the M20 junction entry 1 Westbound.

Chelsfield Park is a nearby hospital.


I need to find a lawyer that offers cheap conveyancing. What do we need to consider?


Many property lawyers promote cheap conveyancing. Unfortunately additional fees can pad the final bill. Extra costs found in the solicitor's terms should be reasonable and clear. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.


If Swanley land is found to be contaminated, can we have the topsoil remedied?


Remediation of contaminated land in Swanley can often be possible, but it can be costly, and local authorities will usually be responsible. A Swanley specialist such as Freeland Horticulture, Hextable Gardens Flat/College Rd, Swanley, BR8 7LT can provide more details.


Do you recommend that I get searches for chancel liability? We are buying a flat conversion next to a church in Swanley.


Where land in Swanley was once owned by a lay-rector, new owners of that property may be obliged to cover the cost of maintenance of nearby church property. Following a change

in the law, interest over any affected land in Swanley must be registered by October 2013. This will make it easier to identify affected property through a chancel search. Swanley ecclesiastical properties include St Mary and St Paul.


For our lender, we have chosen Metro Bank, what do we need to be aware of?


In some cases, lenders have reduced the number of firms on their approved panel. For home buyers, this can result in significantly increased conveyancing costs. We are able to act for most mortgage lenders.


Is a survey a good idea when we are purchasing a house or flat, regardless of its age?


The Royal Institution of Chartered Surveyors suggest that you arrange a property surveyor to carry out a survey if you are planning to buy in Swanley. Many defects have a negative impact on a property, such as cracks around door frames. Such issues will not be considered during the conveyancing work itself.


What can we do to get out of paying SDLT?


SDLT is usually payable for purchases over £125,000. Stamp duty mitigation is not advised when buying in Swanley, as such schemes are expensive and , if a scheme is challenged, you can be fined up to 100% of the amount owed, in additional to the tax itself.


What will the Swanley property solicitor do if the building we am buying is situated in a local authority conservation area and has inappropriate removal of chimney stacks added?


A property lawyer will determine if your proposed purchase is affected by a conservation area, and if so whether any alterations have the essential permissions from the Dartford authority.


I have requested a conveyancing quote from you. Could there be any hidden charges?


No. Homeward Legal's solicitors do not hide any hidden charges under any circumstances. Some firms only provide estimates disguised as quotes, which they will not be bound to.