Conveyancing
Transfer of Equity
Remortgage

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Transfer of Equity in Westhoughton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Westhoughton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Westhoughton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Westhoughton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/07/14

Westhoughton's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 20 miles, Manchester Terminals 1 & 3 Airport is 17 miles, Manchester Terminal 2 Airport is 17 miles and Eccles Airport is 8 miles away and the closest station to Westhoughton is Westhoughton, approximately a mile away.

Motorists are well served with Westhoughton being well placed with very good motorway access very close at about 1.5m of Junction 5 Northbound of the M61.

Lostock, The Beaumont hospital is relatively close to Westhoughton.

Q.

I need a cheap solicitor to buy a new build home. because we are on a limited budget.

A.

Many firms purport to offer supposedly 'the cheapest conveyancing quotes'. Often additional charges are frequently hidden in the solicitor's terms which property buyers and sellers may have not read carefully Any additional charges listed in your solicitor's terms needs to be reasonable. Third party costs, termed disbursements, to be paid should also be clearly stated on your conveyancing quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

We are on a tight deadline, and would like guarantee fast conveyancing, what can we do to accelerate our transaction?

A.

Crucial to a fast completion is to employing a experienced conveyancer. There are numerous tasks you as the buyer could do. These include:

  • encouraging your conveyancer to carry out searches promptly
  • answering any queries raised by the conveyancer as soon as possible
  • clarifying your mortgage lender's requirements

Q.

Which of the mortgage lender panels in Westhoughton are your solicitors on?

A.

We have solicitors who have experience working with the majority of lenders serving Westhoughton homebuyers. Local mortgage lenders and brokers include Deebank

Financial Services Ltd, 75 Old Vicarage, Westhoughton, Bolton, BL5 2EG, Deebank Financial Services Ltd, 75 Old Vicarage, Westhoughton, Bolton, BL5 2EG, and Strawberry Financial, The Old Surgery/108 Market St, Westhoughton, Bolton, BL5 3AZ.

Q.

My estate agent has put forward a property solicitor who they generally use. Will it be more cost-effective to use this solicitor?

A.

If you choose a conveyancer referred through this route, you your agent may be able to use their influence to reduce delays in the conveyancing process. Such referrals should be compared against alternatives, as there is a risk that an agent may choose the conveyancer who pays out the highest referral fee, not the most suitable for you.

Q.

Please recommend how to get out of paying out for stamp duty?

A.

Stamp duty reduction scheme is not advised when buying in Westhoughton. These schemes are highly expensive and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable. There have been several official schemes, however, such as for first-time buyers.

Q.

Which specific search enquiries will a conveyancing solicitor in Westhoughton get on a Westhoughton building?

A.

The standard legal procedure is to obtain Local Authority (personal or official), Drainage Search, Environment Search and Coal Mining (Con29M) and, depending on certain criteria, area-specific searches such as Development reports.

Q.

Will your Westhoughton conveyancing solicitor apply for official or personal searches on my home purchase?

A.

The conveyancer will brief you about the ideal type of search, depending on factors like local authority turnaround times. For personal searches, your property solicitor might perhaps look for a local search company like Local Authority Search Network Ltd, Direct House, 87 Church Street, Westhoughton, Bolton, BL5 3RZ Tel: 01942 818100 Fax: 01942 810900

Q.

I am planning on buying a sixties flat within a conservation area, where can I lay my hands on information on the state of upkeep?

A.

Following a campaign, English Heritage have put together information about the state of repair of conservation areas along with the exposure to deterioration or improvement. Conservation areas in Westhoughton are specified by Bolton who are responsible for things like public spaces to the inhibition of traffic signs.