Conveyancing
Transfer of Equity
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Transfer of Equity in Westhoughton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Westhoughton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Westhoughton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Westhoughton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 23/08/14

Westhoughton's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 20 miles, Manchester Terminals 1 & 3 Airport is 17 miles, Manchester Terminal 2 Airport is 17 miles and Eccles Airport is 8 miles away and the closest station to Westhoughton is Westhoughton, approximately a mile away.

Motorists are well served with Westhoughton being well placed with very good motorway access very close at about 1.5m of Junction 5 Northbound of the M61.

Lostock, The Beaumont hospital is relatively close to Westhoughton.

Q.

I need a cheap solicitor to buy a new build home. because we are on a limited budget.

A.

Many firms purport to offer supposedly 'the cheapest conveyancing quotes'. Often additional charges are frequently hidden in the solicitor's terms which property buyers and sellers may have not read carefully Any additional charges listed in your solicitor's terms needs to be reasonable. Third party costs, termed disbursements, to be paid should also be clearly stated on your conveyancing quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

I am planning on buying a sixties flat within a conservation area, where can I lay my hands on information on the state of upkeep?

A.

Following a campaign, English Heritage have put together information about the state of repair of conservation areas along with the exposure to deterioration or improvement. Conservation areas in Westhoughton are specified by Bolton who are responsible for things like public spaces to the inhibition of traffic signs.

Q.

What is the optimum stage to a home buyer make arrangements with a removals firm?

A.

It is prudent to is for home movers to put off instructing a removal van until such time as you and the other side has decided an absolute home moving date that takes place following shortly after when exchange of contracts. For a local Greater Manchester

company Vanman, 1 Redstock Close, Westhoughton, Bolton, BL5 3UX on 01942 840703 or Fornbury Removals, Lostock La, Lostock, Bolton, BL6 4BR Phone: 01704 878724.

Q.

How much is the council tax on a Fifties mid-terrace Band G property in Westhoughton?

A.

As a rule the report on title should provide the relevant Bolton council tax band. The correct charges for Westhoughton are tabled at the Bolton local authority website. At the time of writing, 18 June 2012, rates for all bands are:

  • Band A - £943.00
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

How much will my conveyancing searches cost?

A.

The cost of searches can vary, subject to which searches have been ordered. Searches are charged 'at cost'.

Q.

If we are buying a Westhoughton house on the same road as a 14th Century 'parson's close', do I need to get a chancel liability search?

A.

As a result of chancel repair liability, the owners of property in Westhoughton which was once owned by a 'lay rectors' can be liable for upkeep of nearby church property. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor acting on your behalf will be able to advise as to whether a chancel search is necessary. Westhoughton church properties include St Bartholomew, St George's (LEP) and St Thomas.

Q.

For a lender, we have chosen Santander, what will I need to know?

A.

Buyers should be aware that, over the last two years, some lenders have reduced their 'solicitor panel', resulting in increased legal costs for property buyers if the lender insists upon their own preferred solicitor . Homeward Legal are able to act on behalf of many mortgage lenders to keep legal costs to a minimum.

Q.

Which specific search enquiries will a conveyancing solicitor in Westhoughton get on a Westhoughton building?

A.

The standard legal procedure is to obtain Local Authority (personal or official), Drainage Search, Environment Search and Coal Mining (Con29M) and, depending on certain criteria, area-specific searches such as Development reports.