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Transfer of Equity in Westhoughton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Westhoughton.

Remortgage Solicitors Westhoughton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Westhoughton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

Get an online Westhoughton solicitor remortgage quote to begin.

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Conveyancing in Westhoughton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/05/16

Westhoughton's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 20 miles, Manchester Terminals 1 & 3 Airport is 17 miles, Manchester Terminal 2 Airport is 17 miles and Eccles Airport is 8 miles away and the closest station to Westhoughton is Westhoughton, approximately a mile away.

Motorists are well served with Westhoughton being well placed with very good motorway access very close at about 1.5m of Junction 5 Northbound of the M61.

Lostock, The Beaumont hospital is relatively close to Westhoughton.

Q.

I need a cheap solicitor to buy a new build home. because we are on a limited budget.

A.

Many firms purport to offer supposedly 'the cheapest conveyancing quotes'. Often additional charges are frequently hidden in the solicitor's terms which property buyers and sellers may have not read carefully Any additional charges listed in your solicitor's terms needs to be reasonable. Third party costs, termed disbursements, to be paid should also be clearly stated on your conveyancing quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

How much is the council tax on a Fifties mid-terrace Band G property in Westhoughton?

A.

As a rule the report on title should provide the relevant Bolton council tax band. The correct charges for Westhoughton are tabled at the Bolton local authority website. At the time of writing, 18 June 2012, rates for all bands are:

  • Band A - £943.00
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

Do you have good solicitors that advise on the legal conveyancing of auction properties in Westhoughton?

Yes - Homeward Legal is very capable working with sellers at auction. Conventionally hard to value properties are listed at auction which need greater due diligence. We therefore strongly recommend buyers to instruct a good lawyer before the property auction to allow adequate time for an investigation of the auction pack.

Subsequently, immediately after the actual auction a conveyancing lawyer will need to be geared up to finish the legal work inside 28 days after exchange as required by the terms of sale.

Q.

We are going to buy a property, and have a quote from you. May we be billed any hidden costs?

A.

No. We will never charge any hidden charges under any circumstances. Our quotes offer an honest and accurate price the legal expenses for your transaction.

Q.

Which of the mortgage lender panels in Westhoughton are your solicitors on?

A.

We have solicitors who have experience working with the majority of lenders serving Westhoughton homebuyers. Local mortgage lenders and brokers include Deebank Financial Services Ltd, 75 Old Vicarage, Westhoughton, Bolton, BL5 2EG, Deebank Financial Services Ltd, 75 Old Vicarage, Westhoughton, Bolton, BL5 2EG, and Strawberry Financial, The Old Surgery/108 Market St, Westhoughton, Bolton, BL5 3AZ.

Q.

Please recommend how to get out of paying out for stamp duty?

A.

Stamp duty reduction scheme is not advised when buying in Westhoughton. These schemes are highly expensive and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable. There have been several official schemes, however, such as for first-time buyers.

Q.

What are Westhoughton's 'conveyancing searches'?

A.

These searches are an accepted collection of enquiries ordered by your conveyancer, such as a mining search. These searches provide much needed information, however they only relate to legal-related matters.

Q.

I am planning on buying a sixties flat within a conservation area, where can I lay my hands on information on the state of upkeep?

A.

Following a campaign, English Heritage have put together information about the state of repair of conservation areas along with the exposure to deterioration or improvement. Conservation areas in Westhoughton are specified by Bolton who are responsible for things like public spaces to the inhibition of traffic signs.

 
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