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Transfer of Equity in Westhoughton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Westhoughton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Westhoughton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Westhoughton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 31/01/16

Westhoughton's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 20 miles, Manchester Terminals 1 & 3 Airport is 17 miles, Manchester Terminal 2 Airport is 17 miles and Eccles Airport is 8 miles away and the closest station to Westhoughton is Westhoughton, approximately a mile away.

Motorists are well served with Westhoughton being well placed with very good motorway access very close at about 1.5m of Junction 5 Northbound of the M61.

Lostock, The Beaumont hospital is relatively close to Westhoughton.

Q.

I need a cheap solicitor to buy a new build home. because we are on a limited budget.

A.

Many firms purport to offer supposedly 'the cheapest conveyancing quotes'. Often additional charges are frequently hidden in the solicitor's terms which property buyers and sellers may have not read carefully Any additional charges listed in your solicitor's terms needs to be reasonable. Third party costs, termed disbursements, to be paid should also be clearly stated on your conveyancing quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

Having read about the flooding in Sept 2012 in North West England I am concerned that conveyancing and environmental searches won't be sufficient?

A.

Flood searches carried out by a Westhoughton conveyancer will also include the far more detailed search (Landmark) if it is felt necessary.

If you are still concerned it may be worth trying to speak to a next door neighbour.

Q.

Does 'fixtures and fittings' include things like sofas?

A.

Generally speaking, fixtures are fixed to the property and fixtures are easier to detach or remove. A fixtures and fittings form can avoid any disputes, stating what is included with the sale.

Q.

How much is the council tax on a Fifties mid-terrace Band G property in Westhoughton?

A.

As a rule the report on title should provide the relevant Bolton council tax band. The correct charges for Westhoughton are tabled at the Bolton local authority website. At the time of writing, 18 June 2012, rates for all bands are:

  • Band A - £943.00
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

Is a Professional Indemnity fee a disbursement or fee?

A.

Unfortunately, some firms may attempt to pass off extra costs as necessary disbursements. It may be unclear whether a cost is a fee or not, and if it should be included. This cost,e.g., is a fee not a disbursement, and will normally be included in a conveyancing quote.

Q.

We would prefer to complete on the legal work on a leasehold apartment asap, are you fast home moving solicitors in Westhoughton ?

A.

Honestly, some house buying legal firms are just inactive which adds huge uncertainty the process of buying or selling a house.

We only allocate you to lawyers which will communicate through every part of the property chain .

Also our carefully chosen panel of property lawyers are actually chosen because they use advanced practice management and technology systems to push through your house move in the shortest time.

Q.

If we are buying a Westhoughton house on the same road as a 14th Century 'parson's close', do I need to get a chancel liability search?

A.

As a result of chancel repair liability, the owners of property in Westhoughton which was once owned by a 'lay rectors' can be liable for upkeep of nearby church property. Indemnity policies can be arranged if chancel liability is likely to be enforced. The solicitor acting on your behalf will be able to advise as to whether a chancel search is necessary. Westhoughton church properties include St Bartholomew, St George's (LEP) and St Thomas.

Q.

I am buying a £334000. How is SDLT assessed?

A.

SDLT will depend on the value of the house or flat. Stamp duty will be £10020 on a £334000 home.