Conveyancing
Transfer of Equity
Remortgage

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Transfer of Equity in Westhoughton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

Get an instant quote for a transfer of equity in Westhoughton.

Remortgage Solicitors Westhoughton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Westhoughton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

Get an online Westhoughton solicitor remortgage quote to begin.

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The Conveyancing
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Conveyancing in Westhoughton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 31/03/15

Westhoughton's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 20 miles, Manchester Terminals 1 & 3 Airport is 17 miles, Manchester Terminal 2 Airport is 17 miles and Eccles Airport is 8 miles away and the closest station to Westhoughton is Westhoughton, approximately a mile away.

Motorists are well served with Westhoughton being well placed with very good motorway access very close at about 1.5m of Junction 5 Northbound of the M61.

Lostock, The Beaumont hospital is relatively close to Westhoughton.

Q.

I need a cheap solicitor to buy a new build home. because we are on a limited budget.

A.

Many firms purport to offer supposedly 'the cheapest conveyancing quotes'. Often additional charges are frequently hidden in the solicitor's terms which property buyers and sellers may have not read carefully Any additional charges listed in your solicitor's terms needs to be reasonable. Third party costs, termed disbursements, to be paid should also be clearly stated on your conveyancing quote. Our quotes clearly state all legal fees for a standard conveyancing transaction.

Q.

The owner looks to have fitted satellite dishes on the maisonette in Westhoughton which I think might break nearby conservation area guidelines

A.

A property solicitor will always find out whether the property is within a conservation area, and if so, whether any alterations have the appropriate consent from the Bolton authority. In the absence of any the necessary permissions the solicitor will advise you of all options, which include getting from Bolton local authority or seeking cover from an indemnity policy.

Q.

For a lender, we have chosen Santander, what will I need to know?

A.

Buyers should be aware that, over the last two years, some lenders have reduced their 'solicitor panel', resulting in increased legal costs for property buyers if the lender insists upon their own preferred solicitor . Homeward Legal are able to act on behalf of many mortgage lenders to keep legal costs to a minimum.

Q.

We are on a tight deadline, and would like guarantee fast conveyancing, what can we do to accelerate our transaction?

A.

Crucial to a fast completion is to employing a experienced conveyancer. There are numerous tasks you as the buyer could do. These include:

  • encouraging your conveyancer to carry out searches promptly
  • answering any queries raised by the conveyancer as soon as possible
  • clarifying your mortgage lender's requirements

Q.

Please recommend how to get out of paying out for stamp duty?

A.

Stamp duty reduction scheme is not advised when buying in Westhoughton. These schemes are highly expensive and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable. There have been several official schemes, however, such as for first-time buyers.

Q.

Why could conveyancing seem to be so slow? Should we be worried?

A.

The conveyancing process in Westhoughton may endure stressful setbacks even in the best of circumstances. In some cases, the delays are out of the solicitor's hands, Homeward Legal, however, know the needless stress these can cause and strive to curtail the consequences of these delays by driving the transaction forward. Delays can include the length of time it takes for the managing agent or landlord to respond to queries.

Q.

How many weeks may conveyancing require, on average?

A.

The length of time required to transfer a house may vary, based on numerous considerations which can include if third parties fail to promptly answer queries. 8 to 12 weeks is the average for many firms, we however will, wherever feasible, work towards a six-week timescale.

Q.

We are going to buy a property, and have a quote from you. May we be billed any hidden costs?

A.

No. We will never charge any hidden charges under any circumstances. Our quotes offer an honest and accurate price the legal expenses for your transaction.