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Transfer of Equity in Balham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Balham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Balham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Balham Q & A's

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Updated: 16/10/16

Intending to moving to Balham? Some handy Balham public service facts -

Balham's closest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 14 miles, London Heliport Airport is 3 miles, Heathrow Terminal 5 Airport is 15 miles, Gatwick South Terminal Airport is 20 miles, Gatwick North Terminal Airport is 20 miles, Heathrow Terminal 4 Airport is 13 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 17 miles and London Biggin Hill Airport is 11 miles away and Balham's closest train station is Balham at 1 mile s.

The nearest hospital for Balham is Springfield University Tooting Bec.


How do we find the best rates for conveyancing in Balham for a £489,000 house?


The confusion over this issue catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many conveyancers promote supposedly cheap conveyancing quotes. However extra fees will be included in the terms and conditions that buyers often do not check. Any additional fees listed in terms and conditions ought to be fair. They only apply in cases where the conveyancer is required to complete unexpected extra work for you, which could not be anticipated at the start of the process. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.


Should I get a Balham house surveyor to view the home purchase?


It is highly recommended that home buyers book a house surveyor. It is a fact that there are many defects that have a negative impact on a property, which a conveyancing solicitor will not report on. These can include corrosion of pipework or rotten roof timbers.


Our mortgage lender will be Oakwood Homeloans - what will we need to be aware of?


Some lenders are now reducing their 'solicitor panel', potentially creating increased legal costs for house purchasers. Homeward Legal, fortunately, can act for many lenders.


When my partner and I are buying close to a 1300s glebe in Balham, will we need to get a chancel search?


Property owners in a neighbourhood near older church buildings may be required to subsidise repairs. This is referred to as chancel repair liability. Liability has the potential to impact the value of a Balham property, but an indemnity policy may be available to protect the new owners. A conveyancing solicitor will be able to advise as to whether a chancel search is necessary, and recommend suitable insurance. Balham church lands where a chancel search may be appropriate include Hill, The Ascension and St Mary.


How much can the searches be?


The cost of Balham searches varies somewhat, and will be dependent on your lender's requirements. Additional searches your solicitor may recommend include a commons registration search.


What type of fact finding in connection with the risk and history of a flood in Wandsworth will a lawyer in Balham report back to us on?


A key component in the legal procedure involves a conveyancer applying for property environmental searches that go into details about the potential Balham flood risk. A significantly more detailed flood history/risk search, such as the Landmark search, could possibly be suggested by the conveyancing solicitor in Balham if the results of the initial searches show that there is flood risk to the property. At the time of writing (06/01/13) reports on the Environment Agency flood reports website do not show any flood warnings in the Balham area.


We are enquiring about council tax amounts on a Fifties mid-terrace property in Balham, how much are they?


Normally the conveyancing report on title should give information the appropriate Wandsworth council tax band.

The latest council tax rates for residents of Balham are detailed at the Wandsworth council website. As at, 22 October 2012, rates are:

  • Band A - £456.00
  • Band B - £532.00
  • Band C - £608.00
  • Band D - £684.00
  • Band E - £836.00
  • Band F - £988.00
  • Band G - £1,140.00
  • Band H - £1,367.00


Where do we learn more data on the upkeep of the conservation areas in Balham?


English Heritage maintain records of the condition (poor to good) of conservation areas. Conservation areas in Balham for example public spaces, satellite dishes or poorly maintained public spaces are handled by Wandsworth.