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Transfer of Equity in Barmouth

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Barmouth

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Barmouth clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Barmouth Q & A's

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Ask Lorraine a question

Updated: 25/10/16

Are you planning to relocate to the Barmouth area? Handy regional transport and public service facts and figures ;

The closest train station to Barmouth is Barmouth and Barmouth's nearest airport is Caernarfon Airport Airport (29 miles).

Dolgellau is the most convenient hospital for Barmouth.


We are trying to find the cheapest conveyancing solicitors in Barmouth. What are the risks?


Many buyers and sellers seeking discount conveyancing are caught out by the lure of very low conveyancing rates, and many firms promote so-called 'the cheapest conveyancing quotes', but additional costs are often hiding in the solicitor's terms of engagement. The quote must also state costs to be paid to third parties, like the local authority, (disbursements). Costslisted in the small print needs to be fair and be applied only where the lawyer must perform additional tasks on your behalf, which could not be anticipated at the start of the process. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.


My mortgage lender is The Mortgage Works - is there anything I need to know?


Until recently, almost all solicitors could perform legal work for both buyers and mortgage lenders. Buyers in Barmouth should know that a small number of lenders have reduced their 'solicitor panel'. This can mean increased conveyancing costs for property buyers. Homeward Legal, though, are able to act for many lenders in the UK, ensuring that an additional property lawyer will not be required to act for your lender.


Will you need to get a chancel search? I am purchasing a property in Barmouth.


In Barmouth, where land was once owned by a lay rectors, new owners of that property may be obliged to pay for repairs to specific local church buildings. Some names or words such as 'rectory' give an indication of a property's history, and thus whether chancel liability may apply.


I am completing next June. What should be calculated for stamp duty tax?


The Stamp Duty rate that will be due will depend on several factors, primarily the house or flat's purchase price. On a £795000 property, stamp duty will be £31800.


Is gazumping common in Barmouth?


Gazumping happens when a buyer's offer is, following agreement, later rejected by the house seller, opting instead for a second buyer's offer. There is almost always a risk of being gazumped. To reduce the likelihood of being gazumped, consider instructing a fast, efficient solicitor as soon as you can.


Where can I identify whether the Barmouth conservation area is not being properly maintained?


Conservation areas are designated by Gwynedd who administer conservation area concerns from including things like new developments, the painting of houses and whether trees can be cut down. English Heritage have produced records of the condition of conservation areas in England.


Can I verify that a property is in one of Barmouth's areas of conservation?


Conservation areas qualify regions of historical or architectural value. A solicitor will confirm potential liability for unauthorised works for affected areas in Barmouth.


Would arranging a house survey be a good idea when purchasing a property, irrespective of its condition?


We suggest that home buyers order a building survey if you are planning to buy in Barmouth. A range concerns affect a property. These can include settlement and rotten roof timbers. Such issues will not be considered during the conveyancing work itself.