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Transfer of Equity in Cardigan

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cardigan

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cardigan clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Cardigan Q & A's

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Updated: 24/10/16

Relevant local Cardigan travel and public service facts and figures -

Cardigan's closest station is Henllan at 12 miles and the nearest airport to Cardigan is Aberporth, West Wales Airport (5 miles). Haverfordwest Airport Airport is 22 miles and Aberporth Airport is 5 miles away.


Cardigan area info


Cilgerran Castle National Trust St Dogmaels Abbey Cadw and Cilgerran Castle Cadw are in Cardigan.

The closest hospital is Cardigan & District Memorial.


How do I get fixed rate conveyancing?


Misleading conveyancing quotes catch out many homeowners, leaving them to pay sometimes £100s more than planned, and many firms advertise so-called cheap conveyancing quotes, but additional charges are often hiding in the solicitor's terms. These terms are often ignored by excited homeowners, eager to get underway. Our quotes offer a clear statement of your solicitors fees for a standard purchase or sale.


Do you recommend your solicitors to deal with the conveyancing of residential property auction properties in Cardigan?


Yes - We are highly knowledgeable with bidders at auction. Conventionally difficult to value auction lots are bought in auctions which will want extened. We therefore suggest that auction buyers appoint a residential solicitor well in advance of the auction day for a detailed review.

Subsequently, following the auction day arrives your appointed lawyer is wholly prepared for concluding the conveyancing in as short a time frame as conventionally required by the terms of sale.


Harpenden Building Society is going to be our lender, is there anything we need to be aware of?


When buying with a mortgage, legal work must be undertaken in relation to the mortgage. Buyers should be aware that some lenders are now limiting the firms who can act for them, potentially creating greater conveyancing costs for purchasers. We, fortunately, will act for the vast majority of mortgage lenders so that the buyer will not have to pay legal costs to your lender's solicitor.


I am purchasing a sixties investment flat in a designated conservation area in Cardigan, how do we uncover data on the standard of repair of the conservation area?

Conservation areas are nominated by the local authority (Ceredigion) who preserve things like the historic layout of roads to the inhibition of ugly highway signs. English Heritage have conducted a survey and created records of the state of repair of conservation areas.


How can my Cardigan property lawyer advise us on the potential risk of flooding around Cardigan?


An important component in the conveyancing process carried out when buying a property involves the conveyancing lawyer making an application for property environmental searches that set out information about the Cardigan flood risk area. Also as an additional measure a Cardigan lawyer will typically advise a more detailed in-depth search.


How long does it take my assigned property solicitor to complete the legal process for a maisonette in a building in Cardigan?


Completion can take anywhere from around a month to 12 weeks depending on various things, like the speed of the sellers lawyer, or whether there are any linked sales. Our property solicitors are exceptionally focused on speed and communication you moving home in as short a time as achievable.


We are buying a home in the parish of Llanfair Clydogau. Are we advised to get a chancel search?


The lawyer might recommend a chancel search. Although some church councils have taken the decision to exact chancel repairs on the current owners of land subject to chancel liability, it is not possible to be certain that a parish where chancel repair fees have not been paid previously will continue to be free from liability. It is not safe to rely on the historical behaviour of the parish council alone as a guide.


Unexpected circumstances dictate that we need to complete on the conveyancing on our refurbished home in a short time frame, do Homeward Legal have any particularly fast Cardigan conveyancing solicitors ?


Homeward Legal has a proactive plan of attack to fulfilling conveyancing for clients.

Homeward Legal always introduce you to solicitors who are selected because they will efficiently push through all parts of the property chain (sequence of buyers and sellers) . In addition our carefully chosen panel of property lawyers are picked because they always use the latest integrated systems leading to a completion on the property sale in minimum time.