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Transfer of Equity in Carlisle

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Carlisle

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Carlisle clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Carlisle Q & A's

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Updated: 26/10/16

Pertinent local Carlisle transport and services information -

As reported by the UK census Carlisle has a residential population 318,244 spread over an area of 511,323 hectares (1,263,505 acres) meaning a population density of 0.6 people per hectare (0.3 per acre).

The nearest airport to Carlisle is Carlisle Airport (6 miles). The nearest station to Carlisle is Carlisle, approximately a mile away.

Motorists are well catered for with Carlisle ideally situated with good motorway access very close at under 2 miles off the M6 Junction 43 Southbound.

Abbey Caldew Carlisle hospital is relatively close to Carlisle.


I am trying to find discount conveyancing in Carlisle. How do we get a quote?


Many law firms promote cheap conveyancing quotes, but additional costs are frequently hidden in the terms of engagement that property buyers and sellers often do not check. Additional charges included in terms and conditions needs to be fair and only be applied if the solicitor must complete work beyond standard conveyancing for you, which could not be anticipated at the start of the process.


Can you recommend how we hold off paying stamp duty?


Stamp duty usually must be paid on home purchases over £125,000. We strongly advise against any stamp duty mitigation. These schemes are costly and unreliable.


Is a managing agent fee a disbursement or a fee?


Comparing conveyancing quotes can be difficult, considering differences in terminology. This cost is a fee not a disbursement, and should be included in a quote.


Will my conveyancing fees conceal any supplementary hidden charges?


Regrettably, it is common practice for some firms to hide fees in small print. We never hide any hidden extra charges. Rarely, a significant piece of other legal work is also necessary, such as a will, but you will be made aware of any fees pertaining to such work before they are incurred.


Will my Carlisle lawyer report back to me about the cost of council tax on a Band G building before exchanging contracts?


Your lawyer will consult with the governing council to ascertain the currently applicable council tax band and rates, which will subsequently be detailed in the title report. Up-to-date charges for Carlisle are listed online at the Carlisle council website. On (26 September 2012) the rates are:

  • Band A - £1,046.00
  • Band B - £1,220.00
  • Band C - £1,394.00
  • Band D - £1,568.00
  • Band E - £1,917.00
  • Band F - £2,266.00
  • Band G - £2,614.00
  • Band H - £3,137.00


How much can our searches be?


Searches range in cost. Other informative searches include a search of the Index Map.


We plan to purchase a residence in Preston Patrick. Is a chancel search appropriate?


Your lawyer may suggest a chancel search, regardless of the parish where the house being bought is located. In older areas of Carlisle, chancel repair has the potential to be charged on current owners of a house where parish councils may have not done so in the past. For property in the parish of Preston Patrick, it is not safe to rely on the historical behaviour of the parish council alone as a guide.


We are buying on a brownfield site. Is the soil likely to remain contaminated by waste minerals like rubidium (Rb)?


The risks posed by soil contamination to Carlisle inhabitants are usually low. The local authority for Carlisle will be able to provide more detail on cases of contamination.