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Transfer of Equity in Cheltenham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Cheltenham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Cheltenham clients every week.

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The Conveyancing
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Conveyancing in Cheltenham Q & A's

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Updated: 20/10/16

Helpful local services information -

Gloucester Airport is 4 miles from Cheltenham. Defford Airport (disused) Airport is 14 miles away. Cheltenham Spa station is almost a mile from Cheltenham.

Cheltenham General is a nearby hospital to Cheltenham.


On the purchase of a £420,000 residence, what will be the fees? We need an affordable conveyancing quote.


Both high-street and online solicitors offer cheap conveyancing, but extra charges are often hiding in the terms of engagement, left unregarded by busy buyers Costs needs to be fair and be applicable solely where your conveyancer must complete unanticipated additional work , which could not be anticipated at the start of the process.


The local agent has offered the lawyer. Is it advisable to use them?


It is commonplace for agents to recommend a conveyancing solicitor. Such referrals need to be weighed up against alternatives, as it may be the case that the agent recommends whichever firm pays the most per referral, not the best value for you.


What average time should I expect it to take the property solicitor to get through the legal work for a terraced home we are buying?


The conveyancing process can take anywhere between 3 weeks and 12 weeks, based on a number of things e.g. the speed of the vendor's conveyancing solicitor, or whether the property is leasehold, Freehold or share of freehold. Homeward Legal's property solicitors are exceptionally results-focused completing the process as quickly as possible.


If we are purchasing in the parish of Guiting Power with Farmcote, will we need a chancel search?


The conveyancing lawyer might recommend that a chancel search be ordered. In older areas of Cheltenham, chancel repair dues can be collected on the current owners of a house where parish councils have previously chosen not to do so. Even if liability is unlikely, indemnity insurance is a sensible precaution.


How do you determine stamp duty tax, and how much do we need to budget for a £110000 house?


The Stamp Duty owed depends on the house or flat's value. For a property worth £110000, SDLT will be £0.


Would the property's fixtures and fittings include items such as paintings, pictures and mirrors?


There is not a strict definition of fixtures and fittings, leading to potential for frustration after a sale completes. Early agreement of a list of fixtures and fittings will avoid later disputes, stating what is included with the sale.


The home being bought is on a ex-industrial use land. Can the topsoil still be contaminated?


With the history of industry in parts of Cheltenham, soil contamination is difficult to avoid. Data on many contaminants, such as groundwater contamination and organohalides, will be included in an environmental search.


What is the council tax on a Thirties mid-terrace Band B property in Cheltenham?


Your appropriate council tax band will usually be highlighted within the conveyancing report on title, and by the governing local authority Correct charges for residents of Cheltenham are set out online at the Cheltenham council website. As of 01 February 2013 the rates are:

  • Band A - £988.00
  • Band B - £1,152.00
  • Band C - £1,317.00
  • Band D - £1,481.00
  • Band E - £1,810.00
  • Band F - £2,140.00
  • Band G - £2,469.00
  • Band H - £2,963.00