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Transfer of Equity in Durham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Durham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Durham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Durham Q & A's

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Updated: 21/10/16

Relevant Durham transport and services details:

As calculated by the 2011 census, Durham has a residential population 309,211 spread over an area of 71,656 hectares (177,065 acres) meaning a density of population of 4.3 people per hectare (1.7 per acre).

Drivers are well served with Durham having very good road access inside three miles of Junction 62 Southbound of the A1M.

Newcastle Airport is 19 miles from Durham. Darlington Airport is 20 miles away. Durham's nearest train station is Durham, Southbound.

The closest hospital is County Durham.


I am looking for a cheap solicitor to own property. How do we get a quote?


This point affects many buyers and sellers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many solicitors purport to offer so-called cheap conveyancing, but extra costs will be included in the terms that unknowing buyers and sellers have not reviewed The disbursements to be paid should be included on a quote


Our purchase will complete on 10th February, how is Stamp Duty Land Tax rates assessed?


The Stamp Duty owed will rely on the purchase price. It is £14190 on a £473000 residential property.


We are intending to purchase a chapel in Durham St Giles. Should we get a chancel search?


A solicitor could advise that a chancel search be taken out, irrespective of the parish where the property being bought is found. Through some church councils have decided to impose chancel repairs on the current owners of lay rectorships, a solicitor cannot state with certainty that a parish in which lay rectors have not been expected to pay chancel repair dues recently will not be so in future.


My mortgage lender is Monmouthshire Building Society - is there anything we need to check?


Purchasers should be aware that some lenders are now limiting the firms who can act for them, resulting in increased conveyancing costs for buyers if the lender insists upon their own solicitor . Homeward Legal can act for most mortgage lenders, ensuring that an additional solicitor will not be required to act for your lender.


Is a Homebuyer Report required when we are purchasing property in Durham?


The Royal Institution of Chartered Surveyors strongly recommend that all buyers arrange a survey. Buyers should be aware that there are a wide range of concerns which will impact a property, that will not be addressed during the conveyancing process, including severe weathering.


How do I stop getting gazumped?


Gazumping arises when a seller approves one buyer's offer, then refuses it, choosing instead a higher offer. It could happen only days prior to exchange. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a chance of gazumping. You should instruct your conveyancing solicitor as early as possible to reduce the chance of your transaction being gazumped.


Will you need to get a chancel search if my family are buying a Durham maisonette close by a 1200s vicarage?


Chancel liability repair costs can run into £100,000s, which owners of affected property will be compelled to pay on demand to the Durham Church council. A number of sources are used to identify liability, including tithe documents. Durham Church of England properties where a chancel search may be necessary include Cathedral, Chapel of the Venerable Bede, Chapel of the Venerable Bede and St Margaret's.


Has topsoil in Durham been contaminated by mercury?


There are regulations in place in order to manage topsoil contamination. The local authority for Durham will be able to provide more detail on cases of contamination.