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Transfer of Equity in Holsworthy

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

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Remortgage Solicitors Holsworthy

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Holsworthy clients every week.

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Conveyancing in Holsworthy Q & A's

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Ask Lorraine a question

Updated: 20/10/16

Living in the area? ;

The nearest airport to Holsworthy is Plymouth City Airport. and Okehampton train station is around 17 miles from Holsworthy.

Holsworthy is the neighbouring hospital.


I am trying to find the cheapest conveyancing solicitors. because we are on a limited budget.


The lack of clarity surrounding this issue affects many buyers who opted for a very cheap quote, only to be stung later in the conveyancing process. Many firms purport to offer so-called 'the cheapest conveyancing'. Unfortunately additional charges are often hiding in the solicitor's terms that unknowing buyers have not reviewed Additional fees should be clearly defined. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.


Which individual searches does the conveyancer in Holsworthy conduct on a Holsworthy home?


Standard legal protocol will be to obtain Local Authority Search, Drainage Search (Con29DW or personal), Environmental, Tin Search and Clay Search and occasionally less common searches, which might include SIM Search.


I am planning to buy a newly-constructed home, do we need conveyancing searches?


Searches are enquiries ordered by the buyer's conveyancing lawyer with a particular authority, such as a local authority search. Searches are strongly recommended, however they deal with issues with the property's title.


Topaz Finance will be our lender - what do we need to be aware of?


A small number of lenders have limited the firms who can act for them. For home buyers, this can result in significantly greater conveyancing costs. Homeward Legal, however, will act on behalf of many lenders to ensure that you will not need to pay the lender's legal fees.


Are purchasers regularly gazumped in Holsworthy?


Gazumping arises when a property owner acknowledges the first buyer's offer, only to refuse it in favour of a greater offer. There is almost always a chance of gazumping. Instructing a conveyancing solicitor as early as possible should help to mitigate this risk.


Should I choose a conveyancing that commonly works with by my estate agent in Callington?


It is common practice for estate agents to refer a solicitor, however, such referrals need to be weighed up against alternatives, including online or local firms, as there is a risk that an agent may choose the solicitor willing to pay the highest referral fee, not a firm with local expertise and a solid reputation.


Does my Holsworthy solicitor report back to me about the cost of the council tax on a Band F house before exchanging contracts?


The conveyancer will contact the Torridge local authority to enquire about the correct council tax band and rates, which will be set out in the conveyancing report on title. Correct charges for properties in Holsworthy are set out at the Torridge council website. At the time of writing on 08 December 2012 the different rates are:

  • Band A - £1,021.00
  • Band B - £1,192.00
  • Band C - £1,362.00
  • Band D - £1,532.00
  • Band E - £1,873.00
  • Band F - £2,213.00
  • Band G - £2,553.00
  • Band H - £3,064.00


In respect of the serious flooding in Sept 2012 in South West England, I am anxious that environmental searches aren't exacting enough?


A thorough Holsworthy solicitor will suggest that you also get flood searches from Landmark if the initial searches identifies any kind of Holsworthy flood risk area

Sometimes home buyers to speak to a close neighbour for more local history or local Devon flood damage expert - try S L Solutions, Woodacott, Holsworthy, EX22 7BT Tel: 01409 261895.