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Transfer of Equity in Lampeter

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

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Remortgage Solicitors Lampeter

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Lampeter clients every week.

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The Conveyancing
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Conveyancing in Lampeter Q & A's

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Updated: 19/10/16

Local area services information

The closest station to Lampeter is Llanwrda, about 14 miles away. Lampeter's nearest airport is Aberporth, West Wales Airport.

Tregaron is the most convenient hospital for Lampeter.


I need a fixed rate conveyancing quote. What do I need to check for?


Many firms promote 'the cheapest conveyancing'. However additional costs will be included in the solicitor's terms of engagement. Charges listed in terms of engagement ought to be fair and reasonable.


We are buying a 1940s building in a conservation area, how do we find data in respect of the standard of repair?


English Heritage, a government body, have created details in relation to the condition (poor to good) of conservation areas along with the trend of the area. Local conservation areas are set up by the local Ceredigion planning authority, who preserve things like upkeep of paths to the inhibition of excessive road signs.


In what ways does my Lampeter solicitor report on the risk of a flood at Lampeter?


An important step in the legal procedure of purchasing a property involves the conveyancer applying for conveyancing and environmental searches that provide information about the potential Lampeter flood risk area.


Is it important to get a chancel search if I am buying in Lampeter near a 1300s rectory manor?

Some owners in Lampeter can be required to subsidise maintenance of nearby church property. Several sources are used to determine liability in Lampeter, including local maps.


Could Lampeter soil be contaminated by manganese (Mn)?


Soil contamination by industrial waste, including metals, will have occurred in parts of Lampeter. Also considering issues such as groundwater contaminants like silage, contaminants affecting Lampeter property will be factored into an environmental search.


Are we advised to get a chancel search if we are buying in the parish of Llanarth with Llanina, near Lampeter?


The conveyancing solicitor might recommend a chancel search, whichever parish in which the property being purchased is located. In Lampeter's much older areas, chancel repair dues can be collected on new owners of a property where Parochial Church Councils (PCCs) have previously chosen not to do so, so it can be difficult to use this as a guide.


I am enquiring about the council tax charges on a period detached home in Lampeter, what are they?


Commonly, the title report will contain the relevant Ceredigion council tax band. The latest tax charges for properties in Lampeter are listed at the Ceredigion council website. At the time of writing (14 March 2013) rates for all bands are:

  • Band A - £779.51
  • Band B - £909.43
  • Band C - £1,039.35
  • Band D - £1,169.27
  • Band E - £1,429.11
  • Band F - £1,688.95
  • Band G - £1,948.78
  • Band H - £2,338.54


Which mortgage lenders in Lampeter do you work with?


Of lenders with offices around Lampeter, Homeward Legal work beside many. Lampeter lenders and mortgage specialists include Principality Building Society, Yr Hen Arad/High St, Lampeter, SA48 7BB. The property lawyer handling your case can give more detail.