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Transfer of Equity in Peterborough

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Peterborough

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Peterborough clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Peterborough Q & A's

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Updated: 18/10/16

Local data:

As determined by the 2011 national census Peterborough has a population 890,223 spread over an area of 1,392,062 acres giving a population density of 0.6 people per acre.

Peterborough's closest airport is Cambridge City Airport. The closest station to Peterborough is Peterborough, approximately a mile away.

The most convenient hospital is Peterborough District.


How do we identify a genuinely cheap fee? I am trying to find an affordable Peterborough conveyancing estimate.


Numerous solicitors promote 'the cheapest conveyancing quotes', but extra fees will be included in the terms of engagement which homeowners may have not read carefully Extras listed in terms and conditions should be fair and be applied only where the lawyer must perform additional tasks in your interest, which could not be anticipated at the start of the process. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.


Which of the lender panels in Peterborough are your solicitors members of?


The Homeward Legal partnership have solicitors who have experience working with many lenders approved by the CML. A number of mortgage specialists operate in Peterborough, including Independent Mortgage Finance, 228A Lincoln Rd, Peterborough, PE1 2NE, Mortgage Shop, Telephone House/Wentworth St, Peterborough, PE1 1BA, and GRB Financial Services Ltd, 737 Lincoln Rd, Peterborough, PE1 3HD.


We are intending to buy a barn conversion in the parish of Cambridge St Peter. Is a chancel search necessary?


Your conveyancing lawyer could advise a chancel search, whichever parish where the house being bought is located. In Peterborough's much older areas, chancel repair has the potential to be

charged on the current owners of a house where Parochial Church Councils may have not done so in the past.


If I am buying in Peterborough, do I need a search for chancel liability?


Property owners in an area near nearby church property may be required to fund repairs. This is referred to as chancel repair liability. Parochial Church Councils in Peterborough must register their interest over property by October 2013, simplifying the chancel search process. Your conveyancing lawyer will suggest an appropriate indemnity policy to address chancel liability. Peterborough Church of England properties which may give rise to chancel liability include Christ the Carpenter, All Saints' Parish Church, All Saints' Parish Church and St Jude.


What is the council tax on a converted property in Peterborough?


Usually the conveyancing report on title will provide the Peterborough council tax band. The correct rates for Peterborough are listed at the Peterborough council website. At the time of writing (10 July 2012) rates for all bands are:

  • Band A - £913.00
  • Band B - £1,065.00
  • Band C - £1,217.00
  • Band D - £1,369.00
  • Band E - £1,673.00
  • Band F - £1,978.00
  • Band G - £2,282.00
  • Band H - £2,738.00


What would conveyancing searches usually cost?


With Homeward Legal, a purchase conveyancing client required to pay at most £249 for conveyancing searches. They are disbursements.


Is there anything I can do to get out of paying stamp duty tax?


Stamp duty is payable for houses over 125,000 pounds. Homeward Legal firmly advise against any stamp duty mitigation scheme. These schemes are highly expensive and often likely to fail. There have been a number of government-sponsored schemes, on the other hand, such as disadvantaged area relief.


I have got a quote from you. Might there be any hidden charges?


Regrettably, buyer should read the terms of their conveyancing quote careful to identify any hidden fees. Homeward Legal will not charge any extra, hidden fees. A Homeward Legal quote is an accurate price the legal expenses for your sale or purchase.