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Transfer of Equity in Ripon

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ripon

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ripon clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Ripon Q & A's

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Ask Lorraine a question

Updated: 23/10/16

Ripon data:

Ripon's nearest station is Thirsk. Ripon's nearest airport is Leeds Bradford Airport.

The neighbouring hospital for Ripon is Ripon Community.


Please confirm the cheapest fee for a £715,000 property? We are trying to find fixed rate conveyancing.


This catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many conveyancers purport to offer so-called cheap conveyancing quotes, but extra charges may increase the final invoice. Any disbursements to be paid should be included on a conveyancing quote Additional fees found in terms and conditions should be fair. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.


How much will the searches cost?


With a Homeward Legal solicitor, Ripon conveyancing clients are expected to pay no more than £249 for searches. Searches are paid out to a 3rd party, and are not included in a quote for solicitor's fees.


In a few weeks I am going to move out of our terraced property just outside Ripon to a bigger dwelling in Northallerton what is the best point to appoint a removals firm?


Most property lawyers will recommend that you put off organising removals until such time as the contracts have exchanged because a final home moving date wont have been firmed up. Speak to A & G Removals, 2 Hallikeld Cl, Melmerby, Ripon, HG4 5GZ Telephone: 01765 640882 or Evans International Ltd, Unit 2 Hallikeld Close, Melmerby, Ripon, HG4 5GZ on 01765 640882.


Does my assigned Ripon conveyancing solicitor in form me about the amount of council tax to be paid for a Band B apartment prior to exchange of contracts?

Your conveyancer will contact the governing Harrogate local authority to ask about the correct council tax band and rates, which will be added to the conveyancer's title report. Up-to-date charges for residents of Ripon are set out on the Harrogate local authority website. At the time of writing on 11 January 2013 the different rates are:

  • Band A - £1,036.00
  • Band B - £1,209.00
  • Band C - £1,381.00
  • Band D - £1,554.00
  • Band E - £1,899.00
  • Band F - £2,244.00
  • Band G - £2,590.00
  • Band H - £3,108.00


Accord Mortgages Ltd will be our mortgage lender - what will I need to know?


In some cases, lenders have limited the number of solicitors who can act for them. We will act for many lenders.


I have found an increasing number books all about doing the legal work yourself for example Conveyancing Handbook by Frances Silverman. That being the case, do I want to use a Ripon lawyer ?


There are no arguments why you cant apply this approach and carry out the legal and technical work without the help of Ripon lawyer. In reality however, a conveyancing solicitor handles a large array of functions e.g. drafting contracts and checking the lease many of which are more safely handled with appropriate adequate training. More importantly have a go conveyancers are not covered by sufficient indemnity cover that all legal firms are required to be covered by.


If we are buying a flat on the same road as a 1700s rectory in Ripon, will you need to get a chancel search?


Chancel repair liability can require some Ripon home owners to cover the cost of upkeep of church property in the locality. Terms used in a property's name, like 'rectory', may indicate chancel liability. Ripon church properties where a chancel search may be appropriate include Mickley St John the Evangelist, St John the Baptist Chapel, Winksley St Cuthbert & St Oswald and St Mary Magdelene Chapel.


Will my conveyancing quote introduce any hidden fees?


Homeward Legal will not charge any hidden costs. Some solicitors only estimate conveyancing costs, which could be totally different to your final invoice.