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Transfer of Equity in Ruthin

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Ruthin

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Ruthin clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Ruthin Q & A's

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Updated: 22/10/16

Local travel information:

Ruthin's nearest station is Penyffordd. Ruthin's nearest airport is Howarden Airport. Liverpool John Lennon Airport is 25 miles and away.

Ruthin Community is a nearby hospital.


How do I get the cheapest conveyancing solicitors?


Confusion over this issue affects many homeowners who opted for a very cheap quote, only to be stung later in the conveyancing process. Many law firms advertise 'the cheapest conveyancing', but extra costs are often hiding in the small print, left unregarded by busy homeowners Additional fees ought to be reasonable and clear and be applied only where your solicitor must complete unanticipated additional work on your behalf, which could not be anticipated at the start of the process. Third party costs, termed disbursements, to be paid should also be clearly stated on a quote. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.


Do I need to make use of the conveyancing that generally works with by our agent?


Many estate agents will have referral deals with solicitors where they refer clients. These referrals must be carefully considered, as the agent may recommend whichever firm pays the most per referral, not the best value for you.


For a lender, we have chosen Tesco mortgages, what will we need to check?


Over the last two years, some lenders have limited the firms who can act for them. This can mean increased legal costs for buyers. Homeward Legal are able to act for the vast majority of lenders to ensure that you will not need to pay the lender's legal fees.


Do many conservation areas in Ruthin have the potential to affect us?


There are several conservation areas in or near Ruthin. Your conveyancing solicitor will be able to provide more details.


What will the Ruthin conveyancing solicitor do when the house we hope to invest in is inside the boundary of a local authority conservation area and has inappropriate satellite dishes fitted?


The local authority LLC1 searches carried out by your Ruthin property lawyer will check whether the property is inside a conservation area proof of the appropriate permissions for changes to the property will be required.


What is the council tax on a period terraced house in Ruthin?


Customarily a conveyancing report on title should supply the appropriate Denbighshire council tax band. Council tax charges for properties in Ruthin are detailed at the Denbighshire local authority site. As at, 18/11/2012, rates are as follows:

  • Band A - £870.54
  • Band B - £1,015.63
  • Band C - £1,160.72
  • Band D - £1,305.81
  • Band E - £1,595.99
  • Band F - £1,886.17
  • Band G - £2,176.35
  • Band H - £2,611.62


How do you work out stamp duty, how much should we pay on a £994000 residence?


The Stamp Duty you pay is dependent on the house's value. Stamp duty will be £39760 on a £994000 property in Ruthin.*

*Accurate December 2012


How much would charge for conveyancing searches come to?


The cost of conveyancing searches does vary, depending on the particular searches ordered. Searches are will be charged at cost.