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Transfer of Equity in Usk

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Usk

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Usk clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Usk Q & A's

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Ask Lorraine a question

Updated: 23/10/16

Bristol Airport is 23 miles from Usk. Pontypool And New Inn station is almost 5 miles from Usk.

County Griffithstown is a relatively close hospital.


How do I get low cost conveyancing in Usk?


Many firms purport to offer so-called cheap conveyancing quotes, but extra fees can inflate the final bill. Extras should be reasonable and clear and only come into force where your lawyer must complete unanticipated additional work in your interest, which could not be anticipated at the start of the process. Our online calculator will create an accurate quote for your buy.


Conveyancers in Usk apply for official property conveyancing searches when instructed to act for a property buyer, what specific searches?


If purchasing and applying for a mortgage a mortgage lender expects a solicitor to get at least these searches - Local Authority (personal or official), Drainage and Water Search (CON29DW) and Environment Search as well as any less common searches for example Subsidence.


As a result of the serious river flooding in Wales we are thinking that flood searches won't be exacting enough?


A good Usk lawyer will advise you to apply for rigorous environmental searches if the enviro searches flag up any kind of Usk flood risk.

It may be sensible to get in touch with a future neighbour to get additional peace of mind.


How frequent is gazumping?

This occurs when a owner accepts the first buyer's offer and later rejects it. Instead, they then go for a higher offer. This may happen weeks into a purchase. The risk of gazumping exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct your property solicitor early.


Should we order a chancel search if I plan to buy in the parish of Roggiet with Ifton, near Usk?


A solicitor is likely to recommend that a chancel search be taken out. Through some Parochial Church Councils have determined to impose chancel repairs on the owners, there is no way to be certain that a parish where dues have not recently been paid will not be so in future. Even if liability is unlikely, indemnity insurance is a sensible precaution.


What does my searches cost?


Searches range in cost. Searches are disbursements, and are not included in a solicitor's fees.


We are anxious about council tax charges on a Forties detached house in Usk, how much are they?


As a rule a report on title will cover the Monmouthshire council tax band. The latest tax rates for homes in Usk are published on the Monmouthshire council site. Currently, 18/10/2012, the rates are:

  • Band A - £819.29
  • Band B - £955.84
  • Band C - £1,092.39
  • Band D - £1,228.94
  • Band E - £1,502.04
  • Band F - £1,775.14
  • Band G - £2,048.23
  • Band H - £2,457.88


To complete on our purchase ASAP, can we get a fast exchange and completion?


Essential to a fast completion is to employing a proactive, diligent conveyancing solicitor. There are numerous tasks you can do, including, requesting status updates from the conveyancing solicitor regularly, promptly answering your conveyancing solicitor's questions (by email if possible) and ordering a property survey early in the transaction.