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Transfer of Equity in Acocks Green

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Acocks Green

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Acocks Green clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Acocks Green Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 30/11/16

Are you planning to moving to the Acocks Green area? Relevant local Acocks Green transport and public service facts and figures -

Birmingham Airport is 4 miles from Acocks Green. Coventry Airport is 16 miles and Wolverhampton Business Airport Airport is 19 miles away and Spring Road train station is approximately 1 mile from Acocks Green.

Heartlands , Birmingham is the closest hospital for Acocks Green.

Q.

I am trying to find low cost conveyancing in Acocks Green. What do we need to check for?

A.

Both high-street and online solicitors advertise cheap conveyancing. However additional fees may inflate your final bill. Any charges listed in terms and conditions should be reasonable. Based on the property you intend to buy, our online quote calculator will generate an accurate statement of conveyancing fees.

Q.

Is there a risk that our purchase will be gazumped?

A.

Gazumping describes when a seller agrees to an offer and then rejects it in favour of a greater offer. Gazumping may happen even months into a sale. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a danger of gazumping. Instructing your solicitor early, and even before acceptance of an offer should help to mitigate this risk.

Q.

Can you advise how I circumvent paying stamp duty in Acocks Green?

A.

Stamp Duty Land Tax must be paid for property purchases sold for more than £125,000. We do not recommend purchasers risk any stamp duty mitigation, as such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty, with interest, will be due.

Q.

What is the council tax on a Sixties end of terrace dwelling in Acocks Green?

A.

Frequently a conveyancer's title report should give the relevant Birmingham council tax band. Correct rates for properties in Acocks Green are set out online at the Birmingham local authority website. Currently, 19/09/2012, rates are as follows:

  • Band A - £841.00
  • Band B - £981.00
  • Band C - £1,121.00
  • Band D - £1,261.00
  • Band E - £1,542.00
  • Band F - £1,822.00
  • Band G - £2,102.00
  • Band H - £2,522.00

Q.

How can a conveyancer in Acocks Green report back on the risk and history of local flooding around Acocks Green?

A.

A key step in the conveyancing protocol involves a conveyancer applying for environmental searches that offer some details regarding the local Acocks Green flood risk. At the time of writing (03/02/13) reports on the Environment Agency website don’t reveal any flood warnings in the Acocks Green area.

Q.

Is it important to get a chancel search if we are buying in Acocks Green?

A.

Chancel repair liability can require some home owners to contribute towards the cost of maintenance of a local church. Some names or words such as 'abbey' give an indication of a property's history, and thus whether chancel liability may apply. Acocks Green Church of England properties include St Mary.

Q.

How can we find out more info about the Acocks Green and Acocks Green conservation areas?

A.

Local Acocks Green conservation area issues, for example area development, removal of existing windows or poorly maintained roads are handled by the local authority (Birmingham). English Heritage, a government body, administer a list of the condition of conservation areas.

Q.

I am intending to buy in Acocks Green. Are there any conservation areas in the area?

A.

There are numerous conservation areas near or within Acocks Green. Living in a conservation area can mean security that the surroundings are unlikely to change, but the restrictions adds to upkeep costs. A conveyancing solicitor will discuss the relevant responsibilities.

 
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