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Transfer of Equity in South London

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors South London

Homeward Legal's panel of solicitors carry out remortgage conveyancing for South London clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in South London Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/17

South London attractions

Brixton London Windmill, London National Portrait Gallery Art Gallery and Temple Middle Temple Hall Historic Building are in South London.

South London's closest train station is Charing Cross. The closest airport to South London is London City Airport (7 miles). Heathrow Terminals 1 2 3 Airport is 15 miles, London Heliport Airport is 4 miles, Heathrow Terminal 5 Airport is 17 miles, Gatwick South Terminal Airport is 25 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 15 miles, Northolt Jet Centre Airport is 13 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away.

Drivers are well catered for with South London situated with good motorway access approximately a couple of miles of the A40M.

The closest hospital for South London is Royal London Homeopathic.

Q.

How do I get a cheap solicitor quote for purchasing a property?

A.

Many solicitors purport to offer supposedly cheap conveyancing, but additional fees will be included in the small print. Fees ought to be reasonable. They only apply in cases where the lawyer must perform additional tasks , which could not be anticipated at the start of the process. The conveyancing quote should also state any disbursements to be paid.The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Do we need to select the conveyancing solicitor offered by my estate agent in South London?

A.

If you instruct a conveyancing solicitor through this route, you the agent is able to move the conveyancing process along, however, these referrals should be compared against alternatives, as there is a risk that the agent may suggest whichever firm pays the most per referral, not the best solicitor for your needs.

Q.

Which of the lender panels in South London are you on?

A.

Most lenders in South London are on our South London solicitors' panel. Local mortgage lenders and brokers include Lloyd & Co, 112C Brixton Hill, London, SW2 1AH, Stess Ltd, 295 Northborough Rd, London, SW16 4TR, and Kingsley Mortgages Ltd, Challenge House/616 Mitcham Rd, Croydon, CR0 3AA. The property lawyer handling your case can advise further.

Q.

Is contaminated land a concern in South London?

A.

Property in South London will be contaminated by a broad range of environmental concerns. Contaminants such as air pollution should be reported on during conveyancing searches.

Q.

How is stamp duty worked out, and what should we budget for a £396k residence?

A.

The SDLT that will be due is dependent on the purchase price. On a £396k property in South London, stamp duty will be £11880.

Q.

Is it advisable to get searches for chancel liability if you are buying in South London?

A.

The result of a landmark case in 2003 reaffirmed that 'lay rectors' of property must contribute towards the cost of church repairs. As a result of the Land Registration Act 2002, interest over any affected land must be registered by October 2013. This will make it easier to identify affected property through a chancel search. A solicitor will be able to advise further.

Q.

Is it recommended to hold off paying stamp duty to the Revenue?

A.

Stamp duty mitigation must be treated with caution. These schemes are often uneconomical and the HMRC can review a scheme up to 6 years after a sale is completed . There have been a number of government-sponsored schemes, on the other hand, such as relief for buyers in 'disadvantaged areas'. A conveyancing solicitor should confirm whether you are eligible.

Q.

How do I confirm that a property is in a designated conservation area?

A.

These distinguish areas of architectural merit. Living in a conservation area can mean protection against unsympathetic development, but the restrictions may impose liability on a buyer for unauthorised alterations made by previous owners. A solicitor will discuss the relevant responsibilities.

 
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