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Conveyancing in Addiscombe Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/10/17

Intending to moving to the area? Practical nearby services details -

Addiscombe's nearest station is Norwood Junction. The nearest airport to Addiscombe is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 18 miles, London City Airport is 10 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 20 miles, Gatwick South Terminal Airport is 16 miles, Gatwick North Terminal Airport is 16 miles, Heathrow Terminal 4 Airport is 18 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 22 miles, Rochester Airport is 25 miles and away.

Q.

Addiscombe points of interest

A.

Shirley London Windmill and Croydon Airport Vistor Centre Aviation Museum are near to Addiscombe.

The closest hospital is Shirley Oaks Croydon.

Q.

How do we find a cheap solicitor for purchasing a leasehold flat?

A.

Various firms promote cheap conveyancing, but additional fees are frequently hidden in the terms of engagement. Excited home owners, eager to get underway, often ignore this small print when they instruct. Applicable disbursements should be included on any quote for conveyancing in Addiscombe

Q.

What does 'gazumping' mean?

A.

Gazumping takes place when a seller accepts an offer and then rejects it, opting for a second buyer's offer. It could happen only days prior to exchange. Because acceptance of an offer is not binding on the seller until exchange of contracts, there is a risk of gazumping. To reduce the likelihood of being gazumped, consider instructing a solicitor as soon as possible.

Q.

Does the Addiscombe conveyancing solicitor do any property on the London Sixties end-of-terrace flat I am intending to purchase?

A.

If buying and taking out a mortgage lender expects a solicitor to get at least specific searches, including - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental, and occasionally specific searches such as Chancel Search.

Q.

How do we bypass paying stamp duty?

A.

Stamp duty avoidance must be treated with caution, as such schemes are costly and very risky.

Q.

Will I need a house survey?

A.

It is strongly recommended that the majority of buyers book a RICS survey. A wide range of concerns have a negative impact on a property. These include ground movement, and issues such as these are not likely to be investigated as part of the conveyancing itself.

Q.

If I plan to buy in the parish of Kingsbury, should we get a chancel search?

A.

Whether you are buying a house in Addiscombe or elsewhere in the county, the lawyer may suggest that a chancel search be ordered. Although some Parochial Church Councils have taken the decision to charge chancel repairs on the current owners of affected property, it cannot be guaranteed that a parish which has not been subject to chancel liability in the past will not be so in future, so indemnity insurance may be advisable even if liability is unlikely.

Q.

For fast conveyancing to buy a £ 472k property, what can we do to speed up the process?

A.

As is widely reported, a fast conveyancing transaction is key is to employing a proactive, diligent conveyancing solicitor. Additionally, there are several tasks you, as the purchaser, can also do to speed up your conveyancing. These include:

  • calling or emailing your conveyancing solicitor, and chase them if you suspect any delays
  • answering any queries raised by your conveyancing solicitor as soon as possible
  • organising your finances, including arranging a mortgage

Q.

I would like to know which Addiscombe lenders your lawyers work with. Whose panels are your solicitors on?

A.

Of lenders with local offices nearby Addiscombe, Homeward Legal work with the vast majority. Local mortgage lenders and brokers include Mortgage Force, 16 Lower Addiscombe Road, Croydon, CR0 6AA, Willis Richard Financial Consultants Ltd, Airport House/Purley Way, Croydon, CR0 0XZ, and C J A Financial Services Ltd, Po Box 482, Beckenham, BR3 9ES.