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Conveyancing in Addiscombe Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/07/17

Intending to moving to the area? Practical nearby services details -

Addiscombe's nearest station is Norwood Junction. The nearest airport to Addiscombe is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 18 miles, London City Airport is 10 miles, London Heliport Airport is 8 miles, Heathrow Terminal 5 Airport is 20 miles, Gatwick South Terminal Airport is 16 miles, Gatwick North Terminal Airport is 16 miles, Heathrow Terminal 4 Airport is 18 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 22 miles, Rochester Airport is 25 miles and away.

Q.

Addiscombe points of interest

A.

Shirley London Windmill and Croydon Airport Vistor Centre Aviation Museum are near to Addiscombe.

The closest hospital is Shirley Oaks Croydon.

Q.

How do we find a cheap solicitor for purchasing a leasehold flat?

A.

Various firms promote cheap conveyancing, but additional fees are frequently hidden in the terms of engagement. Excited home owners, eager to get underway, often ignore this small print when they instruct. Applicable disbursements should be included on any quote for conveyancing in Addiscombe

Q.

Does the Addiscombe conveyancing solicitor do any property on the London Sixties end-of-terrace flat I am intending to purchase?

A.

If buying and taking out a mortgage lender expects a solicitor to get at least specific searches, including - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental, and occasionally specific searches such as Chancel Search.

Q.

If I plan to buy in the parish of Kingsbury, should we get a chancel search?

A.

Whether you are buying a house in Addiscombe or elsewhere in the county, the lawyer may suggest that a chancel search be ordered. Although some Parochial Church Councils have taken the decision to charge chancel repairs on the current owners of affected property, it cannot be guaranteed

that a parish which has not been subject to chancel liability in the past will not be so in future, so indemnity insurance may be advisable even if liability is unlikely.

Q.

How do you determine stamp duty rates and what amount should we budget for a £422000 Addiscombe property?

A.

SDLT in Addiscombe is calculated with reference to a small number of factors, primarily the house or flat's purchase price. It is £12660 on a £422000 house.*

*This information correct as of January 2013

Q.

How can we find out if a house is in a conservation area?

A.

Conservation areas protect areas of historical merit. These restrictions can result in the buyer inheriting liability of unauthorised changes, but the benefits include security that the surroundings are unlikely to change. Your property solicitor will be able to provide more details.

Q.

What sort of due diligence concerning the potential risk of local flooding in Croydon will a Addiscombe conveyancing solicitor report on for a Regency home I am wanting to purchase?

A.

The property solicitor conducts environmental searches that incorporate Addiscombe flood risk area data. Depending on the results, your solicitor in Addiscombe may possibly advise a more detailed local Addiscombe area flood risk search.

Q.

I would like to know which Addiscombe lenders your lawyers work with. Whose panels are your solicitors on?

A.

Of lenders with local offices nearby Addiscombe, Homeward Legal work with the vast majority. Local mortgage lenders and brokers include Mortgage Force, 16 Lower Addiscombe Road, Croydon, CR0 6AA, Willis Richard Financial Consultants Ltd, Airport House/Purley Way, Croydon, CR0 0XZ, and C J A Financial Services Ltd, Po Box 482, Beckenham, BR3 9ES.

Q.

If I am buying in Addiscombe on the same street as parish land, do you need a chancel search?

A.

The outcome of a landmark case in 2003 reaffirmed that 'lay rectors' of property must pay for church repairs. A number of sources are used to identify liability, including parish records. Churches in Addiscombe include St Mary Magdalene and St Mildred.

 
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