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Transfer of Equity in Addlestone

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Addlestone

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Addlestone clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Addlestone Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 26/11/16

Planning to relocate to the Addlestone area? Handy regional public service facts ;

Addlestone is very close at within 1 mile of junction entry 11 Westbound of the M25.

Addlestone's closest airport is Heathrow Terminal 4 Airport. Heathrow Terminals 1 2 3 Airport is 8 miles, London Heliport Airport is 15 miles, Heathrow Terminal 5 Airport is 7 miles, Farnborough (TAG London) Airport is 14 miles, Gatwick South Terminal Airport is 21 mile s, Gatwick North Terminal Airport is 20 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 21 mile s, White Waltham Airport is 15 miles, Blackbushe Airport is 16 miles, London Biggin Hill Airport is 23 miles and Booker Airport is 22 miles away and Addlestone station is about a mile from Addlestone.

Runnymede Chertsey is the nearest hospital.

Q.

How do we find a cheap solicitor in Addlestone to sell a flat?

A.

The confusion over this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many firms promote 'the cheapest conveyancing quotes'. Often extra charges may inflate your final bill. Extra fees needs to be clearly defined.

Q.

In 3 months we are shortly going to move from our period home in Addlestone to a bigger building in Ashtead what is the right point to book a removal company?

A.

Most lawyers will advocate that you put off arranging removals until after formal exchange of contracts as in advance of this a final moving date wont have been firmed up.

Depending on certain criteria home removals firms often charge a late cancellation cost

Try Acorn Business Moves Ltd, 176a Station Rd, Addlestone, KT15 2BD Call: 01932 845931 or Starling Removal Services Ltd, 201 New Haw Rd, Addlestone, KT15 2DP Telephone: 01932 845931.

Q.

Flood searches may be conveyancing protocol but in light of recent weather changes for instance the Met Office warning of more intense rainfall in the future are they still appropriate to report enough about the Addlestone risk of flooding?

Property conveyancing searches applied for by the property solicitor in Addlestone will also include the more rigorous flood search if required.

If you are apprehensive consider contacting a neighbour or local Surrey flood repair builder for example: Racepark Decorators Ltd, 140 Woodham La, New Haw, Addlestone, KT15 3NH Tel: 01932 336391.

Q.

For a lender, we have chosen Lloyds TSB - what do I need to be aware of?

A.

Until recently, solicitors could carry out mortgage-related work for most lenders. Some lenders are now reducing their 'solicitor panel', which may result in higher legal costs for buyers. We can act on behalf of all major mortgage lenders, keeping buyers' legal costs to a minimum.

Q.

For a house valued at £790000, how is stamp duty worked out?

A.

SDLT in Addlestone is calculated based on the purchase price of the home. On a £790000 residential property, stamp duty will be £31600.

Q.

Will the lawyer in Addlestone report back to me about the amount of council tax to be paid for a Band F cottage before completing on the purchase?

A.

Your property lawyer will speak to the council to ask about the latest council tax band and rates, which will be written in the conveyancing report on title. The latest council tax rates for residents of Addlestone are set out in detail on the Spelthorne local authority website. Currently (04 February 2013) rates for all bands are:

  • Band A - £1,017.00
  • Band B - £1,186.00
  • Band C - £1,356.00
  • Band D - £1,525.00
  • Band E - £1,864.00
  • Band F - £2,203.00
  • Band G - £2,542.00
  • Band H - £3,051.00

Q.

We have taken out a quote from you. Could there be any extra costs?

A.

No. Homeward Legal never hide any extra, hidden fees whatsoever. Buyers and sellers should be aware that some conveyancers give 'quotes' which are in fact estimates, meaning that you could pay much more when you complete.

Q.

We ideally want to exchange on the conveyancing process on an apartment in a very limited time, are you especially fast Addlestone solicitors ?

A.

Homeward Legal has a highly active approach to fulfilling necessary legal work to meet the sellers requirements. The utilisation of advanced local authority and land registry integrated systems . We also give clients a SRA home moving lawyer who will communicate with the complete property chain (line of buyers and sellers) including other buyers and sellers, to get a fast home move.

 
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