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Transfer of Equity in Aldersgate

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Aldersgate

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Aldersgate clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Aldersgate Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 22/01/17

Thinking of re-locating to Aldersgate? Some helpful local transport and public service details -

Aldersgate's nearest airport is London City Airport. Heathrow Terminals 1 2 3 Airport is 16 miles, London Heliport Airport is 5 miles, Heathrow Terminal 5 Airport is 18 miles, Gatwick North Terminal Airport is 25 miles, Heathrow Terminal 4 Airport is 16 miles, Northolt Jet Centre Airport is 14 miles, Elstree Airport is 14 miles and London Biggin Hill Airport is 14 miles away. Barbican station is almost 1 mile from Aldersgate.

Drivers are well served with Aldersgate ideally situated with very good major road access close at roughly three miles of the A40M.

Q.

Noted Aldersgate interest

A.

Trinity Buoy Wharf Lighthouse, Holborn Lincolns Inn Great Hall Historic Building and Temple Middle Temple Hall Historic Building are situated in Aldersgate.

The nearest hospital for Aldersgate is St Bartholomews London.

Q.

How do we get low cost conveyancing in Aldersgate?

A.

This issue catches out many buyers, and can leave them paying far more in conveyancing fees than they budgeted. Many law firms offer 'the cheapest conveyancing', but additional charges may inflate your final invoice. Additional charges included in the terms needs to be reasonable and clear. Any disbursements must also be stated on a conveyancing quote. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

I am buying a £365000 residence in Aldersgate, what will be worked out for stamp duty rates?

A.

The Stamp Duty rate you will owe is calculated with reference to the value of the house or flat. For a residential property bought for £365000, stamp duty will be £10950 (correct March 2013).

Q.

Should we use the lawyer named by our agent?

A.

It is not uncommon for agents to recommend a solicitor. However, if the agent is paid a fee by the solicitor, there is a risk that the agent may suggest the solicitor willing to pay the highest referral fee, not a firm with local expertise and a solid reputation.

Q.

Are there many buyers in Aldersgate gazumped?

A.

This describes when a house seller acknowledges an offer and then rejects it in favour of a greater offer. Gazumping may happen mere days before exchange of contracts. The chance of getting gazumped exists for almost any purchase. The first step in reducing the chance that gazumping will effect you is to instruct a property solicitor as early as possible.

Q.

Bookshops now have many manuals giving details on do it yourself conveyancing for example House Buying, Selling and Conveyancing: How to Save Estate Agent and Solicitor Fees When Buying or Selling Property. Do I have to use conveyancing solicitor in Aldersgate ?

A.

Hypothetically there is no reason why you cant look after the legal work yourself. In reality however, a conveyancing solicitor carries out a large array of assignments ranging from chasing lender for comments on issues raised and locating planning docs which really need a skilled professional.

Q.

How do I get out of paying for stamp duty in Aldersgate?

A.

Stamp Duty Land Tax is payable for purchases valued at over 125,000 pounds. Stamp duty reduction should not be considered. These schemes are costly and can be very unlikely to succeed. There have been a number of official schemes, however, such as for first-time buyers.

Q.

Is Aldersgate soil potentially contaminated by selenium (Se)?

A.

Given the history of industry and agriculture in parts of Aldersgate, soil contamination is inescapable. Environment search results will factor contaminants, including metals and others such as groundwater contamination.

Q.

Flood searches are computed from archived data and when you consider recent weather changes such as the Met Office projecting more intense rainfall, are they sufficient to determine enough about the evolving Aldersgate flood risk?

A.

Your Aldersgate conveyancing solicitor should include specialist flood searches if the environmental search spots a the local Aldersgate flood risk

For added peace of mind it may be sensible to speak to a neighbour.

 
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