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Conveyancing in Aylesford Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 18/01/18

Intending to relocate to the Aylesford area? Useful Aylesford public transport and services details -

Commuters are well served with Aylesford situated with very convenient motorway access very close at about 1/2 mile off the M20 Junction 5 Westbound.

Aylesford's closest train station is Aylesford. Aylesford's closest airport is Rochester, Maidstone Rd Airport (3 miles). London City Airport is 23 miles, London Airport is 21 mile s, Rochester Airport is 4 miles and London Biggin Hill Airport is 20 miles away.

Q.

Aylesford area info

A.

Burham St Mary Churches Conservation Trust and Paddlesworth St Benedict Churches Conservation Trust are close at hand to Aylesford.

The nearest hospital to Aylesford is Preston Hall Aylesford.

Q.

I am looking for affordable conveyancing. because we are on a limited budget.

A.

The confusion over this matter catches out many buyers and sellers, and can leave them paying far more in fees than they budgeted. Many firms advertise 'the cheapest conveyancing quotes'. Often extra fees are frequently hidden in the small print. Excited buyers and sellers, eager to get underway, often ignore this small print when they instruct. Any extra fees found in the terms should be reasonable. Third party costs, termed disbursements, to be paid should also be included on a Aylesford conveyancing quote

Q.

There is a lot of online help on doing your own conveyancing as a buyer of a flat , Is it an unrealistic idea to enact the legals without any help?

A.

Hypothetically speaking there are no arguments why a buyer cant go down that route and take care of he majority of the your own conveyancing yourself. However, a conveyancing solicitor in Aylesford juggles a large array of roles from such as applying for and interpreting office copies or verifying identities of transacting parties some of which require

a qualified solicitor. Furthermore lawyers are legally obligated to be in possession of the appropriate cover in order to protect you from any carelessness.

Q.

Should we get a chancel search if I plan to purchase in the parish of Charing?

A.

Regardless of the Aylesford parish you are purchasing in, the Aylesford conveyancing solicitor may suggest that a chancel search is taken out. In Aylesford's much older areas, chancel repair may be apportioned on new owners of a property where church councils have not imposed the same liability on the last owners, so the solicitor will be unable to make any guarantees, and will recommend insurance.

Q.

As a consequence of the serious flooding in the UK in April 2012 we are wondering whether flood risk searches won't be exacting enough?

A.

A diligent Aylesford property solicitor should always get flood searches if the initial search spots a significant risk Aylesford flood risk.

You might be able to contact a next door neighbour for more local history.

Q.

Do you work with mortgage lenders with Aylesford branches?

A.

The Homeward Legal group can work with many lenders. A number of mortgage specialists operate in Aylesford, like Ampofo Peter & Co, 18 Buckland Rd, Maidstone, ME16 0SL, Unlimited Mortgages, 28 Lakeside, Snodland, ME6 5LD, and A 2 B Mortgage Co Ltd, Derby House/123 Watling St, Gillingham, ME7 2YY.

Q.

Is a Professional Indemnity fee a disbursement or fee?

A.

It is not always obvious whether a quoted cost is a fee or disbursement. This cost, for example, is a fee not a disbursement, and will normally be included in a quote.

Q.

When do I need to get a conveyancer?

A.

With few exceptions, the earlier, the better, as there are a number of tasks which may be carried out straight away. Prompt instruction of a solicitor to act for you on your Aylesford transaction can reduce any chance of the other side pulling out.

Q.

Our purchase is completing in August. What will be determined for SDLT?

A.

The Stamp Duty Land Tax payable depends on the value of the house. Stamp duty will be £1920 on a £192000 house in Aylesford.