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Conveyancing in Aylsham Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Planning to relocate to the Aylsham area? Pertinent local Aylsham public service facts and figures -

Aylsham's closest station is North Walsham and Aylsham's nearest airport is Norwich International Airport.

The nearest hospital is St Michaels Aylsham.

Q.

How do we find the best rates for conveyancing for a £151,000 property?

A.

Confusion over this matter catches out many buyers and sellers, and can leave them paying far more in conveyancing fees than they budgeted. Many property lawyers advertise 'the cheapest conveyancing', however additional costs will be included in the solicitor's terms of engagement which unwary buyers and sellers fail to check. The online quote calculator can generate an accurate statement of the legal fees for the property you plan to buy.

Q.

We are buying a £1116000 home in Aylsham, what should be calculated for stamp duty?

A.

The SDLT due is dependent on a limited set of factors, including the value of the property, and whether it is in a 'disadvantaged area'. Stamp duty will be £55800 on a £1116000 Aylsham home.*

*This information correct as of June 2012

Q.

Natwest is our mortgage lender, is there anything we need to know?

A.

In some cases, lenders have opted to reduce the size of their 'solicitor panel'. Homeward Legal can act for the majority of mortgage lenders.

Q.

Conveyancing solicitors in Aylsham order varied property conveyancing searches if instructed by a purchaser, but which particular searches?

If getting a mortgage lender will expect at least specific searches, including the following Local Authority, Drainage Search and Environmental and perhaps specific local searches for instance Official Search of whole without priority.

Q.

Where look for check out if the Aylsham conservation area is at risk?

A.

Conservation areas in Aylsham are specified by the local Broadland planning authority, who preside over conservation area concerns from including things like poorly maintained pavements, rear extensions and the upkeep of public spaces.

Following a campaign, English Heritage have created a list of the condition of conservation areas.

Q.

Can we get out of paying stamp duty land tax?

A.

Stamp Duty Land Tax is payable for houses priced at over £125,000. Homeward Legal do not recommend any stamp duty reduction. These schemes are expensive and unreliable.

Q.

Myself and my partner are buying in Aylsham. Can we verify that the property is in a conservation area?

A.

Locales deemed to be of architectural or historic interest, such as model housing estates, will be recognised as conservation areas. These restrictions can make repairs more costly or time-consuming, but the benefits include protection for trees and other flora.

Q.

For a fast exchange and completion to buy a £258,000 house, what can we do to speed up our transaction?

A.

Primarily, moving faster is the key to is to employing a proactive conveyancing solicitor. Ask these questions when identifying your conveyancer:

  • Was there a delay delivering a quote?
  • Which communication methods do they use? Days can be wasted waiting for letters in the post which could be emailed or faxed.
  • Do they order searches immediately?