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Conveyancing in Balsall Common Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/02/18

Intending to relocate to Balsall Common? Handy local transport and public service facts ;

The nearest station to Balsall Common is Berkswell. The closest airport to Balsall Common is Birmingham Airport. Coventry Airport is 8 miles away.

The most convenient hospital to Balsall Common is Solihull, Parkway.

Q.

What do you charge for the legal fees on a £365,000 property? We are looking for discount conveyancing in Balsall Common.

A.

Many buyers seeking discount conveyancing are caught out by the lure of very low conveyancing rates. Many firms purport to offer so-called cheap conveyancing quotes, but additional fees will be included in the small print. This small print is often not read by buyers in a hurry. Any costs listed in terms of engagement should be reasonable. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

What are Balsall Common's 'conveyancing searches'?

A.

These searches are a prescribed pack of enquiries requested by your conveyancing lawyer, and only relate to issues with the property's title.

Q.

When my partner and I are purchasing in Balsall Common next to parish land, should you get a chancel search?

A.

There are thousands of parishes across the UK. Property owners within some of these may be required to fund the repair of a local church. Liability has the potential to impact the value of a property, but insurance is available should an obligation to fund repairs be enforced. Ecclesiastical properties in the area include St Peter.

Q.

We are buying a £991000 house in Balsall Common. How is stamp duty tax assessed?

A.

The SDLT which will be owed is dependent on the value of the house or flat. For a house or flat valued at £991000, the SDLT rate is £39640.

Q.

For a lender, we have chosen National Counties Building Society - is there anything we need to check?

A.

Until recently, almost all solicitors could perform legal work for both buyers and mortgage lenders. Over the last two years, some lenders have opted to reduce the size of their 'solicitor panel', resulting in increased legal costs for house purchasers in cases where the conveyancer cannot act for their lender, and another must also be instructed. Homeward Legal are able to act for the majority of UK mortgage lenders.

Q.

What actions can I take to get out of paying for stamp duty in Balsall Common?

A.

Stamp Duty Land Tax is usually payable on houses over one hundred and twenty-five thousand pounds. We strongly advise against any stamp duty reduction. Such schemes are expensive and can be very unlikely to succeed.

Q.

What specific property will a conveyancing solicitor in Balsall Common do when carrying out the conveyancing for a Balsall Common building?

A.

The customary legal protocol is to get Local Authority Search, Drainage and Water Search (CON29DW or personal), Environmental and Limestone Search and occasionally less common searches such as Planning.

Q.

Can you give the reasons why the conveyancing work takes so long?

A.

The conveyancing process can be lengthy even where there is no chain. In some cases, the causes are beyond your solicitor's power, we, however, endeavour to curtail their impact whenever it is feasible by pushing all parties involved.