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Transfer of Equity in Banstead

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Banstead

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Banstead clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
Process Explained


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Conveyancing in Banstead Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 20/01/17

Banstead attractions

Tadworth Surrey Windmill, Cheam Lumley Chapel Churches Conservation Trust and Croydon Airport Vistor Centre Aviation Museum are easily accessible from Banstead.

The closest airport to Banstead is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London City Airport is 17 miles, London Heliport Airport is 11 miles s, Heathrow Terminal 5 Airport is 16 miles, Farnborough (TAG London) Airport is 25 miles, Gatwick South Terminal Airport is 12 miles, Gatwick North Terminal Airport is 12 miles, Heathrow Terminal 4 Airport is 14 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 24 miles and away. Banstead's closest train station is Banstead.

The most convenient hospital to Banstead is Royal Marsden Sutton.

Q.

How do I find affordable conveyancing?

A.

Numerous solicitors purport to offer 'the cheapest conveyancing quotes'. However additional costs are frequently hidden in the solicitor's terms of engagement. Any disbursements must also be stated on the conveyancing quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Conveyancing solicitors in Banstead carry out a variety of property when acting for a purchaser - which particular searches?

A.

When you are getting a mortgage the lender expects at least specific searches, including these searches - Local Authority Search, Drainage and Water Search (CON29DW or personal) and Environmental, and occasionally specific local searches, which may include a Chancel.

Q.

What will a Banstead conveyancing lawyer do if the flat we are intending to buy is in a conservation area and has unsightly windows installed?

A.

The lawyer is required to identify whether your new home is inside a conservation area, and if so whether any modifications have essential consents from the Reigate and Banstead planning authority.

Q.

What makes sale conveyancing legal work to seem to be so slow?

A.

The conveyancing process may take more time than budgeted for many reasons. In some cases, the causes are out of a solicitor's control. We know how much extra stress these can cause and endeavour to curtail the consequences of these delays wherever feasible. Delays include waiting for a mortgage offer.

Q.

Will we need a chancel search when we are buying near a rectory in Banstead?

A.

Owners of property proximate to church property in the locality are expected to subsidise repairs, as a result of chancel repair liability. Parochial Church Councils in Banstead must register their interest over property by October 2013, simplifying the chancel search process. The solicitor acting on your behalf will be able to advise as to whether a chancel search is necessary. Church of England properties in this area include All Saints.

Q.

How do we determine stamp duty tax, how much do we need to budget for a £1117000 Banstead property?

A.

The Stamp Duty you will owe will depend on the valuation. On a £1117000 residential property in Banstead, stamp duty will be £55850 (information correct 17/02/2013).

Q.

When in the conveyancing process should we instruct a solicitor?

A.

The straightforward answer is, earlier is preferable, as conveyancing involves several tasks which may begin straight away. Instructing your solicitor sooner can limit the risk of the transaction stalling.

Q.

Which local authority is responsible for Banstead?

A.

Banstead is located in Reigate and Banstead Borough Council, Reigate Town Hall, Castlefield Road, Reigate, Surrey, RH2 OSH, Tel: 01737 276 000

 
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