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Transfer of Equity in Banstead

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Banstead

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Banstead clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Banstead Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 02/12/16

Banstead attractions

Tadworth Surrey Windmill, Cheam Lumley Chapel Churches Conservation Trust and Croydon Airport Vistor Centre Aviation Museum are easily accessible from Banstead.

The closest airport to Banstead is London Biggin Hill Airport. Heathrow Terminals 1 2 3 Airport is 15 miles, London City Airport is 17 miles, London Heliport Airport is 11 miles s, Heathrow Terminal 5 Airport is 16 miles, Farnborough (TAG London) Airport is 25 miles, Gatwick South Terminal Airport is 12 miles, Gatwick North Terminal Airport is 12 miles, Heathrow Terminal 4 Airport is 14 miles, Northolt Jet Centre Airport is 19 miles, Elstree Airport is 24 miles and away. Banstead's closest train station is Banstead.

The most convenient hospital to Banstead is Royal Marsden Sutton.

Q.

How do I find affordable conveyancing?

A.

Numerous solicitors purport to offer 'the cheapest conveyancing quotes'. However additional costs are frequently hidden in the solicitor's terms of engagement. Any disbursements must also be stated on the conveyancing quote. Homeward Legal quotes are not estimates, and offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Do we need to get a local property surveyor to investigate the property purchase?

A.

We suggest that you book a building survey. There are a range of concerns that can negatively affect a property. These include corrosion of pipework. These will not be reported on by a solicitor.

Q.

Will we need a chancel search if we plan to buy in the parish of Kew with Petersham, near Banstead?

A.

A Banstead conveyancing solicitor is likely to recommend a chancel search. Chancel repair has the potential to be charged on owners of a house where Parochial Church Councils may have not done so in the past. For property in the parish of Kew with Petersham, it is not safe to rely on the historical behaviour of the parish council alone as a guide.

Q.

As a result of the serious flooding in the UK in April 2012 I am worried that flood risk searches aren't thorough enough?

A.

Conveyancing searches (environmental) applied for by your Banstead conveyancer will include the far more detailed Landmark flood search if the risk is deemed significant.

If you are concerned you could attempt to contact a neighbour of the property.

Q.

When buying a period maisonette in the boundary of conservation area in Banstead, how do we find more data in regards to the state of repair of the Banstead conservation area?

A.

English Heritage, a government body, have assembled a list of the condition (poor to good) of conservation areas. Conservation areas are created by the local authority (Reigate and Banstead) who administer things like the upkeep of public spaces to the halting of advertising hoardings.

Q.

Our estate agent in Gillingham has suggested a conveyancing who they generally use. Should we use them?

A.

The agent may recommend a law firm, however, such referrals must be compared with other local solicitors, or better-value firms found online, as there is a risk that an agent may choose whichever firm pays the most per referral, not the best solicitor for your needs.

Q.

Which Banstead lenders do you work with?

A.

Of lenders with offices in Banstead, we in conjunction with most. Banstead lenders and mortgage specialists include Lloyds TSB Bank PLC, 38 High St, Banstead, SM7 2LU, Mortgage Select, Po Box 25, Banstead, SM7 2WA, and Fairford Consultants, Burghside/Brighton Rd, Banstead, SM7 1BB.

Q.

Handling the legal work by bypassing a Banstead conveyancing solicitor looks to be possible as a buyer of a maisonette , but would it be actually be reasonable ?

A.

There are no arguments at all why you cant handle the conveyancing unaided. That said, a property solicitor takes care of a large array of exercises including applying for and interpreting office copies or checking for any restrictive covenants which need a qualified professional. Additionally solicitors are required by the Law Society to carry relevant insurance cover that ultimately protects you from any professional negligence made by the lawyer.

 
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