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Transfer of Equity in Bardsley

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bardsley

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bardsley clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Bardsley Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 08/12/16

Intending to relocate to the Bardsley area? Helpful local Bardsley public transport and services details:

Bardsley's closest station is Ashton-under-Lyne. The nearest airport to Bardsley is Eccles, Barton Aerodrome Airport. Manchester Terminals 1 & 3 Airport is 13 miles, Manchester Terminal 2 Airport is 13 miles and Eccles Airport is 12 miles away.

Bardsley is nearby at about 1.5m of junction entry 22 Westbound of the M60.

Tameside General is the closest hospital for Bardsley.

Q.

How do we get fixed rate conveyancing?

A.

Numerous firms purport to offer supposedly cheap conveyancing quotes, but extra charges are often hiding in small print. Busy, stressed buyers ignore these terms at their peril. Extra costs included in the terms should be reasonable and be applicable solely where your lawyer must perform additional tasks on your behalf, which could not be anticipated at the start of the process. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

What are the reasons why the conveyancing process requires weeks?

A.

Conveyancing in Bardsley may take more time than budgeted for a variety of reasons. The delays can unhappily be out of a solicitor's hands. Homeward Legal understand how frustrating these are and endeavour to minimise their consequences by pushing all parties involved. Common delays may include slow third parties such as landlords or managing agents.

Q.

The purchase is completing next August. How is stamp duty rates assessed?

A.

The Stamp Duty payable is dependent on the valuation. For a property estimated at £833000, stamp duty is £33320.

Q.

Will my Bardsley conveyancing solicitor report back to me about the cost of council tax on a Band E house before completing on the purchase?

A.

A property solicitor will speak to the Oldham local authority to ascertain the up to date council tax band and rates, which will be detailed in the title report. Up-to-date rates for Bardsley are listed at the Oldham council website. As at (21 October 2012) rates are as follows:

  • Band A - £1,032.00
  • Band B - £1,204.00
  • Band C - £1,375.00
  • Band D - £1,547.00
  • Band E - £1,891.00
  • Band F - £2,235.00
  • Band G - £2,579.00
  • Band H - £3,095.00

Q.

How much can conveyancing searches cost?

A.

Conveyancing searches ranges in cost, depending on the searches chosen. Informative but less frequently ordered extra searches include a search of the Index Map.

Q.

What environmental concerns will affect land in Bardsley, and should they be a concern?

A.

Property will be contaminated by a range of natural causes, such as pollution incidents. An environmental search will offer more detail.

Q.

What sort of scrutiny about the risk of possible flooding in Greater Manchester will my Bardsley property lawyer look into for a Victorian property we intend to purchase?

A.

Your conveyancer will apply for standard protocol environmental searches that incorporate Bardsley area flood risk data. An inexpensive set of searches, for instance the Landmark search, might be advocated by the conveyancing solicitor in Bardsley if in the event that the initial searches highlight a flood risk.

Q.

I am interested in purchasing a house in Bardsley, and would like to check that there are many areas of conservation.

A.

These areas categorise local areas registered as being of 'special architectural and historic interest'. Your conveyancing solicitor will provide more details and discuss what specific restrictions are in place.

 
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