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Conveyancing in Basildon Q & A's

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Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 21/10/17

Transport and public service information if you’re buying or selling residential property in Basildon -

By road: Basildon is served by the A13, A127 and A130. By rail: The nearest train station is Basildon. By air: There are six airports accessible from Basildon: Southend Airport (12 miles), London City Airport (27 miles), London Biggin Hill Airport (33), London Stansted Airport (35), London Heliport (37), and London Gatwick Airport (50 miles).

Hospital: Basildon University, Nethermayne, Basildon, SS16 5NL. Council: Basildon Borough Council (www.basildon.gov.uk).

Attractions: Gloucester Park, Noak Bridge Nature Reserve, St. Michael’s 14th Century Church, and Barleylands Farm Museum.

Q.

Will the conveyancing fees for my Basildon flat conceal any extra costs?

Not with Homeward Legal. What you see in our quote is what you get. As far as other firms offering apparently cheap conveyancing are concerned, buyers must be on their guard for considerable extra costs hidden in the small print.

Homeward Legal's solicitors never charge any additional costs. If you are comparing quotes, consider that some firms only provide estimates disguised as quotes. The bill you receive on completion can be much greater than you had anticipated.

Try our quote calculator, or call our team of conveyancing experts on 0800 038 6699 to obtain your fixed-fee quote matched with our ‘No Move, No Fee’ guarantee.

Q.

What factors can contaminate land in Basildon. Are they an issue?

Land in Basildon will be contaminated by a wide range of pollutants caused by both man and nature, and factors like proximity to scrap yards and air pollution will be reported on in the environmental search results. The recycling centre at Pitsea Hall Lane, Pitsea, SS16 4UH is a potential source of local contamination in Basildon.

Q.

Is a residential property in Vange eligible for disadvantaged area stamp duty relief?

Stamp duty relief is no longer available for disadvantaged areas. However, the government occasionally runs a number of schemes to assist buyers (e.g. a reduction in the duty for first-time buyers). Your conveyancing solicitor can advise of any schemes in operation, and confirm your eligibility for taking advantage of them.

Q.

What will be the SDLT be for a £280,500 residence we are buying in Basildon?

The Stamp Duty Land Tax (SDLT) rate depends on several factors but principally on the price you bought your property for. If your building was purchased for under £125,000, you will not have to pay any stamp duty. In the example cited, the duty owed would be £4,025 on a property bought for £280,500.

Note that the government’s budgeting and housing policies may change the rate or the trigger value. You might wish to use a stamp duty calculator like the one at www.stampdutycalculator.org.uk.

Q.

We have a home to purchase on the outskirts of Basildon. How do we aim for fast conveyancing?

To guarantee a speedier conveyancing experience, it is essential to employ a proactive property lawyer, like the ones we have at Homeward Legal. Using phone and email to communicate rather than traditional letter-writing, supported by state-of-the-art case-management systems, Homeward Legal’s lawyers are able to complete faster than other firms. Give us a call on 0800 038 6699 for your fixed-fee quote.

In addition to appointing your proactive solicitor, there are numerous tasks you as the purchaser can also do, including:

  • regularly requesting status updates from the property lawyer
  • promptly answering your lawyer's questions
  • confirming your mortgage offer
  • completing and returning forms as quickly as you can
Q.

In what ways will my solicitor investigate the potential risk of local flooding in the Basildon region?

An important step in the conveyancing process involves the solicitor making an application for conveyancing and environmental searches. These provide certain details about the potential Basildon flood-risk area. Should the level of risk be deemed significant, a more in-depth flood search can be ordered, charged to you at cost. Your solicitor will be able to provide more information.

Q.

We are taking out a mortgage with Yorkshire Bank to support the purchase of a house in Basildon, but what will we need to consider?

Purchasers should be aware that some lenders have decreased the number of firms that they have on their approved panel. For home-buyers, this can result in significantly greater conveyancing charges as they pass on their legal costs. Homeward Legal, however, are able to act for many lenders to keep legal costs to a minimum. Give us a call on 0800 038 6699 to find out more.

Q.

Which of the Basildon lender panels is Homeward Legal on?

Homeward Legal are able to work with all the major lenders assisting home-buyers in and around Basildon. Local mortgage lenders and brokers include:

  • Frontline Financial Services, 17 Ameland Road, Canvey Island, SS8 9PS
  • Vision Mortgage Brokers Ltd., 24 Mill Road, Billericay, CM11 2SF
  • Ehren Maguire, 88a High Street, Billericay, CM12 9BT
Q.

Is your panel of solicitors set up to complete fast the conveyancing of residential property auction properties in Basildon?

A.

Our solicitors and licensed conveyancers in Basildon regularly get instructed by buyers at auction. Our panel of lawyers have acted for countless bidders at local property auctions that include Acuitus, Allsop (Commercial), Allsop (Residential), Auction House London, Award Property, Barnett Ross, Baxtons, Brendons Auctioneers, Countrywide Property Auctions and Drivers Norris.

Shrewd buyers tend to choose a suitable conveyancing solicitor asap to allow for a thorough review. in advance of the actual auction. Post actual auction your Homeward Legal property lawyer is thoroughly ready for finishing the transaction within a month as usually required .

Q.

Why does sale conveyancing require months? Isn't it a simple matter of filing paperwork?

A.

The Basildon conveyancing process will sometimes be obstructed. Homeward Legal do our best to diminish the impact of these delays, where possible,.

Q.

I am going to buy a house. Is it significant that searches are done?

A.

Conveyancing searches are enquiries requested by your conveyancing solicitor. You need to be aware that, these searches refer to issues and defects relating to the property's legal title.

Q.

We have a home to purchase. How do we aim for fast conveyancing?

A.

As is often reported, buying faster is key is to employing a proactive property lawyer. There are, in addition, numerous tasks you as the purchaser can also do, including, requesting status updates from the property lawyer regularly, promptly answering your property lawyer's questions and confirming your mortgage offer.

Q.

Which of the Basildon lender panels are you on?

A.

Homeward Legal are able to work with all the major lenders assisting home buyers in Basildon. Local mortgage lenders and brokers include Frontline Financial Services, 17 Ameland Rd, Canvey Island, SS8 9PS, Vision Mortgage Brokers Ltd, 24A Mill Rd, Billericay, CM11 2SF, and Ehren Maguire, 88 High St, Billericay, CM12 9BT.

Q.

Does our Basildon conveyancer report back to me about the amount to be paid of council tax on a Band D apartment before completing on the purchase?

A.

A lawyer will write to the Basildon local council to ascertain the correct council tax band and rates, which will be added to the conveyancing report on title. The latest council tax rates for residents of Basildon are set out in detail at the Basildon local authority site. On (16 June 2012) the different rates are:

  • Band A - £1,032.00
  • Band B - £1,204.00
  • Band C - £1,376.00
  • Band D - £1,548.00
  • Band E - £1,893.00
  • Band F - £2,237.00
  • Band G - £2,581.00
  • Band H - £3,097.00

Q.

Is it advisable that I get a chancel search? I am buying in Basildon.

A.

There are over 15,000 ecclesiastical parishes in England and Wales. Property owners within some of these may be required to pay for the repair of a local church. Some names or words such as 'Glebe Farm' give an indication of a property's history, and thus whether chancel liability may apply. Basildon ecclesiastical properties where chancel liability may apply include Holy Cross, St Andrew and St Martin of Tours.