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Conveyancing in Benfleet Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 14/10/17

Moving into a house in Benfleet? Practical local Benfleet transport and services facts ;

Benfleet train station is almost 1 mile from Benfleet and Benfleet's closest airport is London, Southend Airport. London City Airport is 23 miles, London Airport is 6 miles and Rochester Airport is 14 miles away.

Q.

Local points of interest in Benfleet

A.

Rayleigh Windmill, Hadleigh Castle Country Park Country Park and Watt Tyler Pitsea Country Park are around Benfleet.

The closest hospital is Basildon, University.

Q.

How do I find fixed rate conveyancing?

A.

Confusion over this matter catches out many homeowners, and can leave them paying far more in fees than they budgeted, and many solicitors promote 'the cheapest conveyancing quotes'. Unfortunately additional charges are often hiding in the small print. These terms are often ignored by excited homeowners, eager to get underway. Our quotes clearly state the solicitors' fees for a standard conveyancing transaction.

Q.

Can I avoid paying stamp duty?

A.

Stamp Duty Land Tax is usually payable on homes sold for over £125,000. Stamp duty mitigation should not be considered, as such schemes are highly expensive and the HMRC can review a scheme up to 6 years after a sale is completed and the total stamp duty tax may be payable.

Q.

We are buying in Benfleet. How can we establish whether the house is in a designated conservation area?

A.

Areas considered to be of historical or architectural value, like 19th century suburbs, may be designated as conservation areas. You may wish to contact the local authority for more information, but your lawyer will investigate this in detail.

Q.

When do you need to instruct a conveyancer?

A.

With a 'no move, no fee' guarantee, earlier is preferable, as conveyancing involves a number of tasks that can be performed immediately. Some groups advocate postponing instruction until the offer is accepted, but opting to delay can jeopardise your sale or purchase.

Q.

We plan to buy a home in Mucking. Will we need a chancel search?

A.

A conveyancing solicitor may suggest a chancel search, irrespective of the parish in which the property being purchased is located. Through some Parochial Church Councils have determined to charge chancel repairs on the current owners of land subject to chancel liability, there is no way to be certain that a parish where repair costs have not been paid before, that this will not continue to be so. Even if liability is unlikely, indemnity insurance is a sensible precaution.

Q.

Is it recommended that I get a chancel search? I am buying a home in Benfleet.

A.

Property owners in a neighbourhood near a medieval church must contribute towards the cost of repairs, where chancel repair liability exists. A chancel search addresses if such a liability exists. The solicitor acting on your behalf will be able to advise as to whether a chancel search is necessary. Churches in Benfleet where chancel liability may apply include New Thundersley St George.

Q.

For a property valued at £693k. What should be determined for SDLT?

A.

The Stamp Duty Land Tax owed is based on the purchase price. It is £27720 on a £693k property.

Q.

Our estate agent has offered the conveyancing solicitor that they have used before. Will it be faster to use them?

A.

An agent in Hilton will push a conveyancer. These referrals need to be weighed up against alternatives, including online or local firms, as some agents may 'recommend' the solicitor willing to pay the highest referral fee, not the law firm with the best reputation.