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Transfer of Equity in Birmingham

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Birmingham

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Birmingham clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Birmingham Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 28/11/16

Moving into a residential property in the Birmingham area? Practical local Birmingham travel and public service information -

As confirmed by the 2011 census, the population of Birmingham 1,904,658 spread over an area of 129,635 hectares (320,335 acres) meaning a density of population of 14.7 people per hectare or 5.9 per acre.

The closest train station to Birmingham is Birmingham Snow Hill. The closest airport to Birmingham is Birmingham Airport (7 miles). Coventry Airport is 20 miles and Wolverhampton Business Airport Airport is 16 miles away.

Motorists are well catered for with Birmingham having good motorway access about a couple of miles of Junction 6 Southbound of the M6.

A&E For Birmingham Childrens is the nearest hospital to Birmingham.

Q.

How do I find low cost conveyancing in Birmingham?

A.

Various firms offer 'the cheapest conveyancing', but extra costs can inflate the solicitor's invoice. Any extra charges included in the terms should be clearly defined. The conveyancing quote ought to list the disbursements to be paid.

Q.

The owner has installed inconsistent and artificial stone cladding on the property, which I think might possibly conflict with the Lozells conservation area rules.

A.

During the conveyancing process, your solicitor will verify if the property is affected by a designated conservation area and whether any modifications have requisite consents from the local planning authority.

Q.

Why might the sale conveyancing process require so much time and effort?

A.

The legal work involved in buying or selling Birmingham property can be drawn out, Homeward Legal, however, do our best to reduce the cost of these delays by chasing for prompt responses.

Q.

Should I opt for a solicitor referred by my estate agent?

A.

Both agents and mortgage brokers may suggest a conveyancer. If the agent is paid a referral fee, however, the agent may prefer to suggest the solicitor willing to pay the highest referral fee, not the most suitable for you.

Q.

How is stamp duty assessed, and what will it be on a £189000 Birmingham property?

A.

The SDLT you will owe will rely on the purchase price. For a house or flat valued at £189000, SDLT will be £1890.

Q.

How many weeks should I expect it to take our assigned lawyer to handle all of the legal process for a maisonette in an Edwardian home we are purchasing?

A.

The conveyancing process can take anywhere from 1 month to twelve weeks, which can be affected by any number of things e.g. the speed of the vendor's conveyancing solicitor, or the speed of other lawyers in the chain. Homeward Legal's property solicitors are extremely focused on speed and communication, with the aim of exchanging as soon as we can.

Q.

Do we need a property survey for our home purchase?

A.

The Royal Institution of Chartered Surveyors advise that home buyers book a home surveyor. Buyers should be aware that there are a range of defects that can negatively affect a property, which a conveyancing solicitor will not report on, including insect infestation or wet rot.

Q.

I am buying with Natwest, what will we need to know?

A.

Buyers need to be aware that, recently, a number of lenders are now limiting the firms who can act for them, which may result in greater legal costs for property buyers. Homeward Legal are able to act on behalf of most lenders in the UK.

 
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