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Transfer of Equity in Bolton

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bolton

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bolton clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Bolton Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Are you buying or selling in the Bolton area? Handy local transport and public service facts -

As calculated by the most recent census (2011) The residential population of Bolton 380,259 spread over an area of 30,458 hectares giving a residential population density 12.5 people per hectare.

Drivers are well catered for with Bolton enjoying excellent road access within three miles off the M61 Junction 4 Southbound.

Bolton's closest station is Bolton at 1 mile and Bolton's closest airport is Eccles, Barton Aerodrome Airport. Liverpool John Lennon Airport is 25 miles, Manchester Terminals 1 & 3 Airport is 17 miles, Manchester Terminal 2 Airport is 17 miles and Eccles Airport is 9 miles away.

Q.

Bolton area info

A.

Bolton Museum & Art Gallery Art Gallery and Bolton All Souls Churches Conservation Trust are around Bolton.

The most convenient hospital for Bolton is Farnworth, Royal Bolton.

Q.

I am looking for affordable conveyancing. and what is included?

A.

Several firms claim to offer 'the cheapest conveyancing quotes'. Unfortunately extra charges will be included in the terms. Any extra fees which are listed in terms and conditions needs to be reasonable and be applicable if the solicitor is required to perform tasks outside a normal transaction on your behalf, which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

How much is the council tax on a period detached Band C home in Bolton?

A.

Usually a conveyancer's title report will cover the relevant Bolton council tax band. The correct charges for properties in Bolton are tabled on the Bolton council website. As at (24 September 2012) the rates are:

  • Band A - £943.00
    >
  • Band B - £1,100.00
  • Band C - £1,257.00
  • Band D - £1,414.00
  • Band E - £1,728.00
  • Band F - £2,043.00
  • Band G - £2,357.00
  • Band H - £2,828.00

Q.

Is Bolton soil likely to remain contaminated by copper (Cu)?

A.

Bolton industrial or agricultural can cause soil contamination. Various bodies hold data on land contaminants affecting Bolton, including local authorities.

Q.

Lloyds TSB is going to be our lender, what do we need to consider?

A.

Over the last two years, some lenders have reduced the number of firms on their approved panel, which may result in increased conveyancing costs for purchasers. Homeward Legal are able to act for all major UK mortgage lenders.

Q.

We plan to complete on around 12th May. What will be calculated for stamp duty?

A.

The Stamp Duty you pay depends on the house or flat's price. On a £621000 house, stamp duty will be £24840.*

*(Source - www.gov.uk, 01/01/2013)

Q.

Is Homeward Legal experienced enough to act quickly on property auction conveyancing in Bolton?

A.

Yes - Our recommended conveyancing solicitors do frequently carry out work for sellers at auction. Solicitors usually suggest bidders to formally instruct a residential conveyancing solicitor well in advance of the auction day to allow adequate time for a review of the sellers legal pack.

Subsequently, immediately after the auction day your selected lawyer is fully focused on completing the legal work within 4 weeks as required .

Q.

Do I need a chancel search? We are buying a Bolton home on the same street as a church built in the 13th Century.

A.

The outcome of a landmark case in 2003 reaffirmed that 'lay impropriators' of property must fund church repairs. A number of sources are used to identify liability, including parish archives. Church of England properties in the local area where a chancel search may be appropriate include St James with St Chrysostom, St John the Evangelist, St James with St Chrysostom and All Saints.

Q.

I am intending to buy a 1960's property. Is it that necessary that 'conveyancing searches' are undertaken?

A.

These searches are a standardised set of enquiries performed on your behalf, for example a gypsum search, and only deal with the legal aspects of the purchase.

 
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