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Conveyancing in Bradley Stoke Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 27/04/17

Moving into a home in the area? Relevant Bradley Stoke travel and public service details:

Bradley Stoke is around 1 mile of junction entry 20 Eastbound of the M4.

Bradley Stoke's nearest station is Patchway and Bradley Stoke's nearest airport is Bristol Airport.

Frenchay Bristol is a nearby hospital for Bradley Stoke.

Q.

We are trying to find discount conveyancing. What do we need to check for?

A.

Numerous firms claim to offer theoretically 'the cheapest conveyancing quotes'. Unfortunately additional charges may be added into the solicitor's terms of engagement. Busy, stressed buyers ignore these terms at their peril. The quote should list any disbursements to be paid. Any additional fees which are listed in the solicitor's terms should be fair.

Q.

Doing your own conveyancing without the aid of a Bradley Stoke solicitor is becoming possible as a buyer of a maisonette. However, would it actually be reckless ?

A.

Legally speaking there is no argument at all why a home mover shouldn't carry out the legal process on your own. That said, a solicitor handles a long list of skilled tasks such as applying for and interpreting office copies or apportioning ground rents most of which require a skilled professional. Nevertheless solicitors are required by the Law Society to be covered by applicable indemnity insurance that protects you from any carelessness.

Q.

Is the SDLT fee a fee or a disbursement?

A.

All fees and disbursements ought to be identified on a conveyancing quote, with no additional charges in the small print. This charge is a fee not a disbursement, and should be included in your conveyancing quote.

Q.

Does your company advise on the conveyancing of auction properties in Bradley Stoke?

A.

Our firm is very knowledgeable with residential property auction conveyancing. It is not uncommon for unusually constructed houses like residential

investments are listed in auctions which tend to necessitate deeper due diligence before completion. Solicitors therefore advise that bidders instruct a SRA regulated lawyer before the property auction date for a title report of the auction legal papers.

Following the property auction your Homeward Legal conveyancing lawyer is totally able to concentrate on completing all of the legal work inside 4 weeks as conventionally required .

Q.

Should we get a homebuyer report?

A.

Homeward Legal firmly suggest that Bradley Stoke buyers book a property surveyor to undertake a survey. A wide range of issues can affect a property, such as cracks around door frames, and these will not be addressed by your conveyancing solicitor.

Q.

Will our Bradley Stoke lawyer report back to me about the cost of council tax for a Band B house before completion?

A.

Your solicitor will liaise with the council to ascertain the applicable council tax charges which will then be included in the title report.

The latest council tax charges for residents of Bradley Stoke are listed online at the South Gloucestershire local authority site. At the time of writing, 31 January 2013, the different rates are:

  • Band A - £1,023.00
  • Band B - £1,193.00
  • Band C - £1,364.00
  • Band D - £1,534.00
  • Band E - £1,875.00
  • Band F - £2,216.00
  • Band G - £2,557.00
  • Band H - £3,068.00

Q.

What type of conveyancing searches in respect to the potential risk of floods to properties in Bristol will a Bradley Stoke conveyancing solicitor apply for?

A.

A qualified residential property lawyer makes an application for official environmental searches, which include Bradley Stoke flood risk information. In addition your Bradley Stoke conveyancing solicitor may advise an inexpensive (around twenty pounds) and more specialist search. At the time of writing (03/01/13) reports on the Environment Agency do not list any active flood warnings in Bradley Stoke.

Q.

How is Stamp Duty Land Tax assessed and how much do we need to budget for a £63000 home?

A.

Stamp Duty in Bradley Stoke depends on a limited set of factors, including the property's value. For a property sold for £63000, the SDLT rate is £0.*

*Correct 01/02/2013

 
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