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Transfer of Equity in Bristol

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Bristol

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Bristol clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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Conveyancing in Bristol Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 04/12/16

Moving to a house in the Bristol area? Pertinent regional services facts and figures ;

As determined by the 2011 census, Bristol has a residential population of 940,241 spread over an area of 286,258 acres (115,845 hectares) giving a population density of 3.3 people per acre or 8.1 per hectare.

Q.

Local Bristol attractions

A.

Bristol St Thomas the Martyr Churches Conservation Trust and Bristol St John the Baptist Churches Conservation Trust are in Bristol.

Bristol is of Junction 3 Northbound of the M32.

Bristol Temple Meads station is almost 1 mile from Bristol. Bristol's nearest airport is Bristol Airport.

The nearest hospital is Bristol Eye.

Q.

I need affordable conveyancing in Bristol. What should we check?

A.

Confusion over this issue catches out many home owners, and can leave them paying far more in fees than they budgeted. Many firms offer 'the cheapest conveyancing quotes'. Unfortunately extra costs are often hiding in the terms of engagement. Additional fees ought to be fair. Homeward Legal quotes offer a clear statement of your legal fees for a standard conveyancing transaction.

Q.

Is it recommended to get Searches for Chancel Liability in Bristol?

A.

Potentially amounting to over £100,000 in repair cost obligations, Chancel Liability should always be considered by buyers of Bristol property, and an indemnity insurance policy set up where necessary to cover the costs. A Chancel Search will confirm whether liability is likely to exist. Specific Bristol churches include Christ Church, St Stephen, St Stephen and St Philip & St Jacob.

Q.

We have a leasehold flat to purchase. How do we guarantee fast conveyancing?

A.

Instructing a proactive, diligent solicitor is key to a faster move. Consider the following:

  • Was there a delay delivering a quote?
  • What methods of communication do they use? Posting documents can add days of waiting to a purchase.
  • Are they 'no move, no fee'? This can incentivise a faster transaction.
  • Why not give us a call on 0800 038 6699 to discuss our time scales?

    Q.

    Will we need a building survey?

    A.

    It is strongly advised that you order a house survey if you are intending to buy in Bristol. It is a fact that there are many problems that can affect a property. These include insect infestation, subsidence and so on. Issues such as these are not likely to be investigated as part of the conveyancing itself so it’s highly recommended that you book a survey with a reputable company like Surveyor Local.

    Q.

    How can I find out if any of the conservation areas in Bristol are in a vulnerable state?

    A.

    An up-to-date directory of the state of conservation areas is filed by English Heritage (formerly Historic Buildings and Monuments Commission for England), and the following areas and information are currently available at their website - Stokes Croft is noted as very bad with low vulnerability and rapidly deteriorating. To find out more, call Simon Ramsden: 0117 975 0676.

    Q.

    How can a Bristol conveyancing solicitor report on the risk of a flood near to my new property?

    A.

    Your conveyancing lawyer will apply for property searches which will include data of any Bristol flood risk areas.

    This will include details of any past flooding or potential future risk.

    Find out more about Homeward Legal’s flood searches in our detailed article.

    Q.

    We are buying as property in Bristol. How do I confirm that the house is in a conservation area or not?

    A.

    With 9,000 such areas listed across England, Bristol certainly includes a range of different conservation areas, which are protected for historic or architectural reasons, including Arnos Vale, Ashley Down and Stokes Croft. The Bristol local council will offer more information about local conservation areas, and your conveyancing solicitor will discuss the relevant responsibilities which come with purchasing in a specific area.

    Q.

    How is SDLT calculated, and how much will it be on a £420,000 Bristol house?

    A.

    Stamp Duty in Bristol is dependent on the house's value.

    For a property worth £420,000, SDLT is £11,000.*

    Stamp Duty is calculated in bands, with the minimum being £125,000. This means that if your house is valued at less than £125,000, you won’t have to pay Stamp Duty.

    *This information is accurate as of 01/12/16

     
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