Conveyancing In Brixton Q & A's
My mortgage lender will be Yorkshire Building Society, what do I need to check?
Buyers should be aware that some lenders have reduced the number of firms on their approved panel. For buyers, this can result in significantly higher legal costs. Homeward Legal can act on behalf of the majority of mortgage lenders.
We are trying to find a fast solicitor in Brixton, is that you guys?
Homeward Legal takes a proactive approach to completing the necessary legal work to meet the clients needs.
Homeward Legals chosen solicitors approach to conveyancing is different as we have invested in state of the art productivity systems . We also assign sellers a CQS solicitor who will always communicate with all parties in the property chain e.g. local authorities, to bring about a quick completion.
What do I do if new and severe damage is found after moving in?
You should reasonably expect the home into which you’re moving to be cleared, clean and without additional damage. Of course, things can happen as removals can chip plaster, scratch or tear wallpaper, etc., but if there is significant damage that was not present before, it would be advisable to talk to your solicitor to see if there is any recourse for you on your seller.
You may also like to think about writing a clause into the contract that money will only be released after a cursory inspection of the premises to confirm that you are happy. This needs to be agreed with the seller’s solicitor, but the expectation is already raised. Beware that, in the chaos of the moving day, you can’t afford to delay things too much, so it’s a fine balance.
What length of time should I expect it to take my assigned conveyancer to get through the conveyancing work for the top floor of forties house we hope to buy?
Getting contracts exchanged can take anywhere from 1 month to 3 months, contingent on various things, like the efficiency of the vendor's property lawyer, or the time taken to issue draft contracts. Our property lawyers are focused on speed and communication you moving home as quickly as realistically possible.
How much effort is it to sort out a house in multiple occupancy (HMO)?
A house in multiple occupancy is defined as a property where at least three tenants live forming more than one household (one person or more living together), but share kitchen and bathroom facilities.
As a landlord of an HMO, your responsibilities include ensuring proper fire safety measures are in place, gas safety checks are completed annually, the electric system is checked every five years, there are sufficient bathroom and kitchen facilities for everyone to comfortably use, communal areas are kept clean and safe to use, and waste disposal is managed effectively (provision of bins and bags).
This requires more effort than having a property to rent to one household, and you may wish to employ a solicitor to sort out the legal side of things in the first instance, and a property management company to handle the administration, disputes, etc. on a daily basis.
Homeward Legal's experienced solicitors have completed many different transactions including properties for HMOs. Why not give us a quick call now on 0800 038 6699 to get your conveyancing under way today?
We are using a lender based in Lambeth, and need to know which Brixton lenders you can work with. Whose panels are you on?
Of lenders with branches in or near Brixton, we with many. Local mortgage lenders and brokers include Lloyd & Co, 112C Brixton Hill, London, SW2 1AH, and UK Property Finance, Unit 82 Eurolink Business Centre/49 Effra Rd, London, SW2 1BZ.
I am buying in Brixton. Are there many areas of conservation?
These areas safeguard areas of historic or architectural significance. Your property solicitor will provide more details and address the consequences of purchasing property in a conservation area.