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Conveyancing in Burnham On Crouch Q & A's

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By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 16/01/18

Helpful regional travel and services details:

Burnham On Crouch's closest airport is London, Southend Airport (6 miles). London Airport is 7 miles, Clacton Airport is 18 miles and Rochester Airport is 24 miles away and Burnham On Crouch's nearest station is Burnham-on-Crouch.

Southend, Wellesley is the neighbouring hospital for Burnham On Crouch.

Q.

How do I get a discount conveyancing quote?

A.

Many property lawyers promote 'the cheapest conveyancing quotes'. Unfortunately extra fees are often hiding in the terms and conditions. We provide quotes, not estimates, and clearly state the fees for a standard conveyancing.

Q.

What steps can I take to defer paying stamp duty tax?

A.

Stamp duty mitigation is not recommended for purchases in Burnham On Crouch. Such schemes are highly expensive and HMRC may challenge a scheme up to six years later and the total stamp duty tax may be payable.

Q.

What does 'fixtures and fittings' refer to?

A.

Chiefly, fixtures are fixed to floors, walls and ceilings, whereas fixtures are easier to detach or remove. Completion or agreement of a fixtures and fittings form is unfortunately often left to the last minute, when a dispute may jeopordise the transaction. This makes resolving any confusion between buyer and seller on this issue so urgent.

Q.

Having heard about the worrying amount of flooding in the UK in April 2012 I am questioning if flood risk searches may not be sufficient?

A.

Property environmental searches carried out by the Burnham On Crouch lawyer will also include a more informative search (Landmark) if the risk is deemed significant.

If you remain worried you can always visit a neighbour.

Q.

We are purchasing a property in Barking. Will a chancel search be specified?

A.

Whether you are buying a property in Burnham On Crouch or elsewhere in the county, the lawyer might recommend that a chancel search be ordered. Although some parish councils have exercised their right to charge chancel repairs on the owners of lay rectorships, it is not possible to be certain that a parish where chancel repair fees have not been paid previously will not be so in future, so it can be difficult to use this as a guide.

Q.

What will the council tax cost on a residential Band H flat in Burnham On Crouch?

A.

The respective council tax band should usually be highlighted in the conveyancer's title report along with the local authority. The latest tax rates for homes in Burnham On Crouch are set out in detail online at the Maldon council site. On 07 March 2013 band rates are:

  • Band A - £1,002.00
  • Band B - £1,168.00
  • Band C - £1,335.00
  • Band D - £1,502.00
  • Band E - £1,836.00
  • Band F - £2,170.00
  • Band G - £2,504.00
  • Band H - £3,005.00

Q.

When in the conveyancing process do I need to find a conveyancing solicitor in Burnham On Crouch?

A.

The short answer is, the earlier in the process you can instruct a solicitor, the better, as there are several tasks that may be performed very early in the process. Promptly instructing a solicitor can reduce the likelihood of the transaction aborting.

Q.

Would ordering a house survey be necessary when purchasing a property?

A.

Homeward Legal heavily advise that you arrange a house surveyor when you plan to buy in Burnham On Crouch. A wide range of problems affect a property. These can include cracked roof tiles or insect infestation, and these will not be addressed by your conveyancing solicitor.