What do I provide to the solicitor on my house sale?
The list of documents required is quite simple, but will be required at different stages of the process (but ideally any forms should be completed and returned on the day of receipt and preferably delivered by hand or email).
- Proof of id
- Title deeds (if you have them; they might be lodged with the solicitor who handled the purchase of the property you are selling, or the mortgage company)
- Fixtures and Fittings Form (TA10)
- Property Information Form (TA6) – information on boundaries, disputes and complaints with neighbours, notices and proposals, alterations and planning consents, building regulations, electricity and gas certificates, guarantees and warranties, insurance, environmental matters affecting the property, rights and informal arrangements, parking, other charges, services, connection to utilities and services, and transaction information
- Copies of documents referenced in the PIF
- Leasehold or shared freehold documents
- Management Information Pack
- Energy Performance Certificate
Providing all this documentation as quickly as possible, as well as responding to arising questions throughout the conveyancing within a couple of hours will help to speed the conclusion of your transaction up considerably.
Is contaminated land a concern for many homes in Burnopfield?
Numerous of contaminants caused by environmental factors may impair property in Burnopfield, like other sources of contaminated land or pollution incidents. An environmental search will give more information.
Will my Burnopfield conveyancer investigate the risk of possible flooding in Burnopfield?
A critical component in the conveyancing process involves a lawyer carrying out conveyancing and environmental searches that give detail regarding Burnopfield flood risk area data.
In regards to the extensive flooding in Sept 2012 in North East England we are wondering whether property environmental searches won't be sufficient?
A good Burnopfield conveyancer will advise you to get property conveyancing searches (Landmark search) if the environmental conveyancing searches identifies any kind of Burnopfield flood risk.
People sometimes try to contact a close neighbour for extra assurance.
The estate agent we are using in Burnopfield has named a conveyancing solicitor. Must I instruct them?
It is common for agents to refer a solicitor. These referrals need to be considered carefully, as the agent may recommend the conveyancer who pays out the highest referral fee, not the most appropriate choice.
Is there a checklist for buyers or sellers helping to decide what’s most important?
The process of buying and selling is a complex one, so it’s helpful for your research to have checklists to ensure nothing is forgotten. There are several online resources with checklists for individual aspects of the moving process, including what to consider as a first-time buyer, help to buy schemes, removals, speeding up conveyancing and so on.
When it comes to deciding what you want for your new home to help you narrow down the choice of locations and types of property available, this is largely down to personal choice, so a standardised checklist might limit your requirements. You can talk to an estate agent about what you want as they will have the experience to narrow down your options. However, you need to consider the size of the property (number of rooms, bathroom facilities, bedrooms, etc.), size of garden, proximity to public transport links, noise, entertainment options (e.g. cinema, pub, eateries, etc.), access to off-road parking, schools, speed of broadband, and so on. Consider making a list of what the property must have and an associated wish list so that likely compromises can be made.
I am going to purchase with the Co-op, what will we need to know?
Over the last two years, some lenders have reduced the number of firms on their approved panel. For property buyers, this can result in significantly higher conveyancing costs. Homeward Legal, fortunately, are able to act on behalf of many CML-approved lenders.
Can I agree a sale price without involving an estate agent or solicitor?
This depends on whether you have signed up with an estate agent and what agreement is already in place. While it might seem unfair if you’ve found a buyer outside of the estate agency process and you’re expected to still pay the agent their fees on sale, you should be very careful about stepping outside the agreed terms and conditions since this is legally binding and you may face penalties as a result. Therefore, if you want to follow this course, it’s worth checking the details with a solicitor to ensure you’re following the letter of the law.
If you’re not with an agent, you can publicise your house details with a number of publications and online sites (some are free, others require a fee), but you’ll need to do all the legwork and administration. For a legal standpoint, you don’t need to appoint a solicitor to perform the conveyancing, but it would be an unwise option to pursue as you will probably have neither the training or experience in some its complexities, and you won’t have the protective indemnity insurance in the event of a problem arising with your work.