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Transfer of Equity in Canterbury

A transfer of equity occurs when a property owner wishes to change the legal ownership of the property. Reasons include marriage, divorce and tax planning.

Homeward Legal's solicitors offer expert legal assistance with your transfer of equity.

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Remortgage Solicitors Canterbury

Homeward Legal's panel of solicitors carry out remortgage conveyancing for Canterbury clients every week.

We strive to complete your remortgage legal work quickly, so that you benefit from your new mortgage deal as soon as possible.

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The Conveyancing
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Conveyancing in Canterbury Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 06/12/16

Useful regional transport and services facts and figures -

As determined by the 2011 census, the population of Canterbury 482,504 spread over an area of 91,377 hectares (225,797 acres) giving a density of residential population of 5.3 people per hectare (2.1 per acre).

Q.

Canterbury attractions

A.

Canterbury Kent Windmill, Canterbury St Augustines Abbey English Heritage and Fordwich St Mary the Virgin Churches Conservation Trustare all around Canterbury.

The closest station to Canterbury is Canterbury West, about a mile away. Canterbury's nearest airport is Manston, Kent International Airport (13 miles). Manston Airport is 13 miles and Lydd Airport is 24 miles away.

The nearest hospital is Kent & Canterbury.

Q.

How do I get affordable conveyancing?

A.

Several solicitors advertise so-called 'the cheapest conveyancing quotes'. However extra costs may pad your solicitor's invoice. Any additional costs ought to be fair and clearly defined and only be applied if the solicitor must complete unanticipated additional work , which could not be anticipated at the start of the process. The Homeward Legal quote calculator will confirm the exact legal fees based on the property you are buying.

Q.

Which mortgage lenders in Canterbury do you work with?

A.

Of lenders with local offices proximate to Canterbury, we with all the major companies. Local mortgage lenders and brokers include Great Stour Associates, 75 Stour St, Canterbury, CT1 2NR.

Q.

How much does the conveyancing searches be?

A.

With Homeward Legal, you will be expected to pay at most £249 for searches. Searches are paid out to a 3rd party.

Q.

How will a property solicitor in Canterbury report back on the risk and history of local flooding around Canterbury?

A.

An essential component in the conveyancing protocol involves your solicitor carrying out property conveyancing searches that go in some details with respect to the local Canterbury flood risk.

Q.

Can you recommend how I bypass paying out for stamp duty to HM Revenue?

A.

Stamp duty is usually payable for property over £125,000. Stamp duty mitigation scheme should be treated with extreme caution in Canterbury. These schemes are costly and unreliable.

Q.

For a fast conveyancing process on the purchase of a £208,000 house, what do we need to get?

A.

It is a truism that a fast completion is essential to is to employing a communicative property lawyer. Beyond that, there are numerous things you as the purchaser can also do to get moving sooner. These include:

  • quickly completing and return any forms
  • confirming your mortgage offer
  • requesting status updates from the property lawyer regularly

Q.

Which local authority is responsible for Canterbury?

A.

Canterbury is located in Canterbury City Council, Military Road, Canterbury, Kent, CT1 1YW, phone: 01227 862 000

Q.

Will it be necessary to get a chancel search if we are intending to buy in the parish of Bapchild, near Canterbury?

A.

Whether you are buying a building in Canterbury or elsewhere in the county, the conveyancer should confirm that a chancel search be ordered. Through some Parochial Church Councils have decided to charge chancel repairs on current owners of affected property, it is not possible to be certain that a parish where repair costs have not been paid before will remain liability-free for new owners. It is not safe to rely on the historical behaviour of the parish council alone as a guide.

 
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