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Conveyancing in Canvey Island Q & A's

Profile photo of Lorraine Imhoff

By

Ask Lorraine a question lorraine@homewardlegal.co.uk

Updated: 15/10/17

Helpful local Canvey Island public transport and services details:

Canvey Island's nearest station is Benfleet. The closest airport to Canvey Island is London, Southend Airport. London City Airport is 23 miles, London Airport is 7 miles and Rochester Airport is 13 miles away.

Q.

Canvey Island attractions and landmarks

A.

Rayleigh Windmill, Hadleigh Castle Country Park Country Park and Watt Tyler Pitsea Country Park are situated in Canvey Island.

The nearest hospital is Southend, University.

Q.

Do all cheap conveyancing quotes have extra fees? We need to find an affordable conveyancing quote.

A.

Both high-street and online law firms claim to offer supposedly 'the cheapest conveyancing quotes', but extra costs are often hiding in the solicitor's terms. A quote should also state any disbursements to be paid. Any costs included in terms of engagement should be reasonable. Our online quote calculator will generate an accurate quote for your transaction.

Q.

We are bidding at a property auction and need organise a fast purchase, what do we need to do?

A.

Instructing a communicative solicitor is essential to a fast conveyancing transaction. Additionally, there are various jobs you, as the purchaser, can also do to speed up the process, such as, calling or emailing your solicitor, and chase them if you suspect any delays, answering any queries raised by the solicitor as soon as possible and ordering a property survey early in the transaction.

Q.

Would getting a building survey be necessary if we are buying a house or flat, regardless of its age?

It is strongly recommended that the majority of purchasers in Canvey Island arrange an inspection. Buyers should be aware that there are many concerns that have a negative impact on a property, for example settlement and ground movement. Such issues will not be considered during the conveyancing work itself.

Q.

Our lender is Barclays Bank - what do we need to know?

A.

In some cases, lenders are now limiting the firms who can act for them, which may result in greater legal costs for property purchasers. Homeward Legal can act for the majority of lenders to keep legal costs to a minimum.

Q.

How do we hold off paying out for stamp duty?

A.

Homeward Legal do not recommend any stamp duty mitigation. Such schemes are costly and the HMRC can review a scheme up to 6 years after a sale is completed imposing fines and reviewing all your revenue matters.

Q.

Will my conveyancing quote cover any hidden charges?

A.

Homeward Legal's solicitors do not hide any hidden extra fees to transact a property. Your quote is an accurate fee.

Q.

Does my Canvey Island solicitor report back to me about the cost of council tax for a Band G property prior to exchange?

A.

Your lawyer will consult with the Castle Point local council to reveal the latest council tax band and rates, which will then be written in the conveyancer's title report. The latest tax charges for Canvey Island are detailed at the Castle Point local authority website. As of 20 November 2012 band rates are:

  • Band A - £1,019.00
  • Band B - £1,188.00
  • Band C - £1,358.00
  • Band D - £1,528.00
  • Band E - £1,867.00
  • Band F - £2,207.00
  • Band G - £2,546.00
  • Band H - £3,056.00

Q.

I am purchasing a house in Wennington. Is a chancel search required?

A.

The conveyancing solicitor may suggest a chancel search. Chancel repair dues can be collected on current owners of a property where parish councils have previously chosen not to do so. In the event that chancel liability may apply, your solicitor might recommend insurance rather than pulling out of the purchase.